Kenneth Boyd

16 Startup Costs Business Owners Need to Know

Startup founders can expect to incur several costs to start a business. Some costs are unique to your particular industr...

Comparing Fixed and Variable Rate Student Loans

Student loan decisions will impact your personal finances for years, and borrowers must consider several factors. Here�...

How to Get a Personal Loan Without a Job

Consumers take out personal loans to meet a variety of financial needs, and the loan terms determine your monthly paymen...

Navigating Personal Loan Terms: How to Pick the Right Length

Consumers take out personal loans to meet financial needs, and the loan term has a big impact on your monthly payments a...

Is it Possible to Get a Loan with a 500 Credit Score?

Consumers with low credit scores may struggle to secure a loan. Getting a loan approved with a 500 credit score is more ...

What’s The Difference Between A Hard And Soft Credit Check?

Your credit score has a big impact on your personal finances. Lenders use the score to determine how much you can borrow...

Smart Tips for Selecting a Student Credit Card

Using a student credit card, you can develop good financial habits and build a solid credit rating. When choosing a card...

Mastering Your Finances: 5 Tips Getting Your Finances in Order as a Graduate Student

Graduate students face several financial challenges, including student loan repayment strategies and maintaining a good ...

When’s the Right Time to Pay Your Credit Card Bill?

The Federal Reserve reports that US credit card debt increased by $45 billion in the 2nd quarter of 2023 and that total ...

Credit Card Fees Explained: The Essential Types to Be Aware Of

Credit cards can be a useful financial tool, but if you don’t understand how credit card fees are charged, card fees c...

Payday Loans: How They Work, The Risks, and Are They Legal?

Finding a source of funds when you’re under financial stress can cause anxiety, and some consumers make decisions with...