The Top 3 Bad Credit Loans

Looking angry after a Bad Credit Loans

Having good credit is something most people don’t think about until the time comes when they need a loan. Whether it’s a mortgage on a new home, a student loan, or a loan to pay off medical expenses, loans are a fact of life for almost everyone and having good credit can help you obtain one.

If your credit isn’t in the best shape or if you’re working on building your credit from nothing, don’t despair! There are financial solutions for just about anyone.

Having “bad credit” means having a credit score that falls below 500 and can make acquiring a loan a challenge since lenders view you as a riskier borrower. The good news is, there are still plenty of loans for people with bad credit, it just takes a bit more time and effort.

Research is key when looking for personal loan options. Lucky for us, in today’s digital age there are plenty of reputable online loans to choose from. Online loans make it easier to compare multiple offers quickly, ultimately saving you time and money.

Here are a few great online loan options for those with low credit scores:

Loans Under 36%

LoansUnder36 is a loan aggregator that helps people with all types of credit scores secure personal loans.

  • APR: 5.99-35.99%
  • Loan Term: 2-72 months
  • Min Credit Score: 300
  • Maximum Loan: $100,000
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Loan aggregator Monevo’s platform is straightforward, and the website walks you through each step. Monevo will provide personalized loan options for various ranges of credit scores.

  • APR: 3.99-35.99%
  • Loan Term: 3-144 months
  • Min Credit Score: 450
  • Maximum Loan: $100,000
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Credible is completely free to use, their form is short and simple, and a great perk is that Credible runs a soft credit check, allowing borrowers to check rates without worrying about their credit score being harmed.

  • APR: 2.49-35.99%
  • Loan Term: 24-84 months
  • Min Credit Score: 600
  • Maximum: $100,000
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