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Relay vs. Bluevine Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Online Banking

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Business Loans

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Online Banking

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Online Banking drop-down-btn
Good For
Get Crystal Clear on Your Cash Flow
Good For
Helping Business Owners Achieve Financial Growth
Account types
  • Business Checking
  • Business Savings
Account types
  • Business Checking
  • Business Savings
Pros
  • Free business banking offering
  • Up to 20 checking accounts and 50 debit cards can be created under one login
  • Ability to set different permissions for for different members of your team
  • Full integration with accounting and payroll software is available
Pros
  • 2% interest credited on account balances up to $250,000
  • No minimum deposit or maintenance fees
  • No insufficient fund fees or ATM fees
Cons
  • cons No paper checks
  • cons It can take up to a week for checks to settle
Cons
  • cons Customer support only available during set business hours
  • cons A deposit fee of $4.95 per deposit at Green Dot locations
  • cons No physical banking locations
Min Deposit
Min Deposit
No minimum
ATM Network
55,000+ AllPoint ATMs
ATM Network
MoneyPass & Green Dot Networks
Business Loans drop-down-btn
Good For
Trusted Small Business Loans
Age of Business

6+ Months

Min Credit Score
625
Loan Amount

$6K-$250K

APR

Min 6.2%

Monthly Revenue
$10K
Repayment terms
6 or 12 months
Soft Credit Pull
Yes
Pros
  • Ultra-fast funding available
  • A low minimum credit score of 625
  • Available to businesses who have been active for 6 months
  • Only pay for the portion of the line of credit that you use
Cons
  • cons The rate of borrowing is expensive
  • cons Only two repayment terms (6 and 12 months)
  • cons The monthly revenue requirement of $10,000 will price out many businesses
Loan Type
  • Business Line of Credit
Not provided

Service isn't provided

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