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Relay vs. Bluevine Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Online Banking

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Business Loans

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Online Banking

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Good For
Get Crystal Clear on Your Cash Flow
Good For
High-yield business checking account
Account types
  • Business Checking
  • Business Savings
Account types
  • Business Checking
Pros
  • Free business banking offering
  • Up to 20 checking accounts and 50 debit cards can be created under one login
  • Ability to set different permissions for for different members of your team
  • Full integration with accounting and payroll software is available
Pros
  • Up to 4.25% APY on account balances up to $3,000,000
  • No minimum deposit and maintenance fee waiver
  • No insufficient fund fees or ATM fees
Cons
  • cons No paper checks
  • cons It can take up to a week for checks to settle
Cons
  • cons Customer support only available during set business hours
  • cons $4.95 fee for cash deposits at Green Dot locations
  • cons No physical banking locations
Min Deposit
Min Deposit
No minimum
ATM Network
55,000+ AllPoint ATMs
ATM Network
MoneyPass & Green Dot Networks
Business Loans drop-down-btn
Good For
Fast, flexible financing for cash flow or growth funding
Age of Business

12+ Months

Min Credit Score
625
Loan Amount

$5K-$500K

APR

Min 7.8%

Monthly Revenue
$10K
Repayment terms
Up to 24 months
Soft Credit Pull
Yes
Pros
  • Fast approvals and funding
  • No origination or prepayment fees
  • Fair credit accepted
  • Flexible credit limits
Cons
  • cons High estimated interest rates
  • cons Not available in all states
  • cons $10,000 monthly revenue to qualify
  • cons Term loans are managed by partner lenders, not Bluevine
Loan Type
  • Business Line of Credit
  • Term loans
Not provided

Service isn't provided

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