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Travel Credit Cards December 2024

Travel credit cards can make your dream trip closer with every swipe. They help you earn rewards like rewards points or miles, saving you money on travel expenses. Whether you prefer one specific airline or want to keep your options open, there’s a travel card that fits your style and needs.

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Capital One Venture Rewards

  • Credit Score 670
  • Special Bonus Earn 75,000 miles
  • Annual Fee $95
Reward Rates
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2x
Miles per dollar on every purchase
5x
Miles per dollar on hotel and rental car purchases through Capital One Travel
2
Free lounge visits each year
75k
Bonus miles after spending $4,000 on purchases within 3 months of opening an account
$100
Credit for either TSA PreCheck or Global Entry
Lendstart’s View
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The Capital One Venture Rewards credit card is designed for individuals who love to travel and have excellent credit. It’s primarily marketed toward those who want to take advantage of such perks as unlimited miles, no foreign transaction fees, TSA PreCheck Credit, and travel accident insurance.
Pros & Cons
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pros icon Various travel perks like unlimited miles, travel insurance protection, no foreign transaction fees, and fraud protection.

pros icon New members may qualify for a welcome bonus offer of 75,000 miles.

pros icon Card holders benefit from other Capital One travel, dining, and entertainment benefits.

cons icon Excellent credit required

cons icon Potentially high variable annual percentage rate (APR)

cons icon $95 annual fee

Card details
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card details icon APR: 19.99% - 29.99% (Variable)

card details icon One-time bonus of 75,000 miles after spending $4,000 on purchases within the first 3 months.

card details icon 2X miles on all purchases, every day - no limits.

card details icon Get 5X miles on hotels, vacation rentals, and rental cars booked through Capital One Travel.

card details icon Miles never expire as long as your account is open, with no cap on how many you can earn.

card details icon Enjoy up to $120 in credits toward Global Entry or TSA PreCheck®.

card details icon Redeem miles for any travel purchase, or book directly through Capital One Travel.

card details icon $50 experience credit and other perks when booking hotels or vacation rentals from the Lifestyle Collection.

card details icon Transfer miles to over 15 travel loyalty programs for added flexibility.

Read Full Review

Capital One Venture X Rewards Credit Card

  • Credit Score 740
  • Special Bonus Earn 75,000 miles after spending $4,000 in the first 3 months.
  • Annual Fee $395
Reward Rates
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10x
Miles on hotels and rental cars booked through Capital One Travel.
5x
Miles on flights booked through Capital One Travel.
2x
Miles on all other purchases.
10k
Anniversary bonus miles each year.
$300
Annual travel credit.
$120
Credit for Global Entry or TSA PreCheck®.
Lendstart’s View
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The Capital One Venture X Rewards Credit Card offers elevated travel rewards designed to enhance your travel experience. With a generous 75,000-mile early spend bonus, annual travel credits, and no foreign transaction fees, this card is ideal for frequent travelers looking for luxury perks and valuable rewards.
Pros & Cons
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pros icon Generous sign-up and anniversary bonuses.

pros icon High rewards rates on travel-related purchases.

pros icon Access to premium travel perks like airport lounges and Global Entry/TSA PreCheck credits.

pros icon No foreign transaction fees.

pros icon Many other travel-related perks.

cons icon High annual fee.

cons icon No introductory 0% APR offer.

cons icon Rewards are geared more towards travel than cash-back or shopping.

Card details
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card details icon APR: 19.99% - 29.99% (variable)

card details icon 75,000 miles intro offer.

card details icon $395 annual fee.

card details icon 2 miles/dollar on every purchase.

card details icon 5 miles/dollar on flights/vacation rentals booked through Capital One Travel.

card details icon 10 miles/dollar on hotels/rental cars booked through Capital One Travel.

card details icon $300 annual Capital One Travel credit.

card details icon 10,000 yearly bonus miles.

card details icon Unlimited access for cardholder and 2 guests to Capital One and partner lounges.

card details icon Up to $120 Global Entry or TSA PreCheck® credit.

Read Full Review

VentureOne Rewards

  • Credit Score 670
  • Special Bonus 20,000 mile welcome bonus
  • Annual Fee $0
Reward Rates
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0%
Intro APR for 15 months on balance transfers and purchases
20k
Bonus miles. Spend $500 within first 3 months.
1.25
Miles/dollar on every purchase (unlimited).
5
Miles/dollar on hotels/rental cars booked through Capital One Travel (unlimited).
Lendstart’s View
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The Capital One VentureOne Rewards credit card is a card designed for frequent travelers who want to earn travel rewards but don’t want a card with an annual fee. It comes with a flat reward of 1.25 miles per dollar on any purchase, as well as bonus miles when using Capital One Travel. It also features a new cardmember offer of 20,000 bonus miles (worth roughly $200) to qualifying members.
Pros & Cons
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pros icon Unlimited 1.25 miles per dollar on all purchases.

pros icon 20,000 miles welcome bonus when you spend $500 in the first 3 months.

pros icon No annual fee.

pros icon No foreign transaction fee.

cons icon Potentially high APR.

cons icon High credit score required to qualify.

Card details
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card details icon APR: 19.99% - 29.99% (Variable)

card details icon 0% intro APR for 15 months on purchases and balance transfers; 19.99% - 29.99% variable APR after.

card details icon Get 20,000 miles after spending $500 in the first 3 months, equal to $200 in travel.

card details icon No annual or foreign transaction fees.

card details icon Earn 1.25X miles on all purchases.

card details icon Earn 5X miles on hotels and rental cars booked via Capital One Travel.

card details icon Miles never expire and have no earning limit.

card details icon Redeem miles for any travel purchase or book through Capital One Travel.

card details icon Transfer miles to 15+ travel loyalty programs.

Read Full Review

U.S. Bank Altitude Connect

  • Credit Score 670
  • Special Bonus Earn 50,000 bonus points
  • Annual Fee $95
Reward Rates
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5x
Points on car rentals and hotels booked through the Altitude Rewards Center.
4x
Points on gas stations and EV charging stations (up to $1,000).
4x
Points for travel.
2x
for grocery delivery, grocery store shopping, dining, and streaming services.
1x
on all other qualifying purchases.
0%
Intro APR on balance transfers for first year.
Lendstart’s View
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The U.S. Bank Altitude Connect Visa Signature Credit Card is a credit card that comes with rewards points on things like gas, hotels, car rentals, groceries, entertainment, and streaming services. It’s designed for frequent travelers.
Pros & Cons
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pros icon Good travel perks.

pros icon Multiple ways and rates to earn points.

pros icon No annual fee for the first year.

cons icon $95 annual fee from 2nd year

cons icon Redemption options may be limited.

cons icon Cap on earnings from gas

Card details
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card details icon APR: 18.24%-29.24% variable

card details icon 20,000 bonus points welcome offer.

card details icon Earn 1x-5x points on purchases depending on the category.

card details icon No annual fee for first year, $95 thereafter.

card details icon 0% intro APR on balance transfers for first 12 billing cycles.

card details icon No foreign transaction fee.

card details icon Other travel related benefits.

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Capital One Spark Miles for Business

  • Credit Score 670
  • Special Bonus Earn 50,000 bonus miles
  • Annual Fee $95
Reward Rates
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2
Miles per dollar on business transactions.
5
Miles per dollar on hotels and rental cars through Capital One Travel
50k
Miles intro bonus after spending $4,500 in first 3 months.
Lendstart’s View
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Capital One offers many business credit cards, including the Spark Miles for Business Credit Card. This particular card comes with unlimited miles on every business purchase you make. Due to its design, it can be especially useful if you travel often for business purposes.
Pros & Cons
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pros icon 50,000 miles bonus introductory offer

pros icon Unlimited 2x miles on all business purchases and 5x miles with Capital One Travel.

pros icon $0 annual fee for the first year.

pros icon Custom spending summaries for simplified budgeting.

cons icon $95 annual fee

cons icon Excellent credit required

Card details
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card details icon Purchase APR: 26.24% (Variable)

card details icon Balance transfer APR: 26.24% (Variable)

card details icon Cash advance APR: 32.24% (Variable)

card details icon Penalty APR: 34.65% (Variable)

card details icon No fee for the first year, $95/year thereafter.

card details icon 50,000 miles bonus introductory offer

card details icon 2 miles for every dollar spent.

card details icon 5 miles per dollar spent on accommodations and rental cars through Capital One Travel

card details icon Transfer miles to any of the 15+ travel partners or redeem for flights, hotels, and ride-sharing services

card details icon $120 yearly credit for Global Entry or TSA PreCheck®.

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SavorOne Student Cash Rewards

  • Credit Score 630
  • Special Bonus $50 cash bonus
  • Annual Fee $0
Reward Rates
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10%
Cash back on purchases with Uber and Uber Eats (ends Nov. 14, 2024).
8%
Cash back purchases made through Capital One Entertainment.
5%
Cash back on rental cars and hotels booked through Capital One Travel
3%
Cash back on qualifying entertainment purchases, dining, popular streaming services, and at grocery stores
1%
Cash back on all other purchases
Lendstart’s View
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The Capital One SavorOne Student Cash Rewards credit card is designed specifically for students looking to earn unlimited cash back rewards. It offers a $50 sign-up bonus and 1-8% cashback on certain categories. It comes with no annual fees and reasonable terms for people who are new to building credit.
Pros & Cons
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pros icon No annual or foreign transaction fee.

pros icon Cash bonus welcome offer.

pros icon Only fair credit score required to qualify.

pros icon Earn up to 8% cash back.

cons icon Only students qualify for this card.

cons icon Potentially high APR.

Card details
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card details icon APR: 19.99%-29.99% Variable

card details icon Student credit card with no annual or foreign transaction fee.

card details icon $50 bonus after spending $100 in the first 3 months.

card details icon 3% cash back on dining, entertainment, streaming, and groceries (restrictions apply); 1% on other purchases.

card details icon 5% cash back on hotels and rental cars booked via Capital One Travel.

card details icon 8% cash back on entertainment booked via Capital One Entertainment.

card details icon Refer friends and earn up to $500 annually.

Read Full Review

Capital One SavorOne Cash Rewards

  • Credit Score 740
  • Special Bonus $200 one-time cash bonus
  • Annual Fee $0
Reward Rates
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10%
cash back on select purchases (through Uber and Uber Eats) — good through November 14, 2024
8%
cash back on Capital One Entertainment purchases
5%
cash back on rental cars and accommodations purchased through Capital One Travel
3%
cash back on qualifying entertainment purchases, dining, groceries, and popular streaming services
1%
cash back on other purchases
$200
cash bonus when you spend at least $1,000 within 3 months of opening an account
0%
introductory APR on both balance transfers and purchases made in the first 15 months
Lendstart’s View
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The SavorOne Rewards from Capital One is a credit card that comes with cash back rewards on Capital One entertainment ticketing platforms, as well as hotels, car rentals, and restaurants. Unlike other cash back rewards cards that offer a flat rate reward, the SavorOne has several different categories with different rates. It’s designed for users with excellent credit.
Pros & Cons
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pros icon Offers unlimited 3% cash back on entertainment, streaming services, hotels, dining, and groceries

pros icon 0% introductory APR for 15 months

pros icon No annual fee

pros icon No foreign transaction fees

cons icon Some cash-back options are only available through Capital One Entertainment and Capital One Travel

cons icon Establishments with a different business code may have limited cash back rewards

cons icon Certain purchases have low cash back rewards at 1%

Card details
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card details icon Get a $200 bonus after spending $500 in the first 3 months.

card details icon Earn 3% cash back on dining, entertainment, streaming, and groceries; 1% on other purchases.

card details icon Get 8% cash back on Capital One Entertainment purchases.

card details icon Earn 5% cash back on hotels and rental cars booked via Capital One Travel.

card details icon No rotating categories; unlimited cash back that never expires.

card details icon 0% intro APR for 15 months on purchases and balance transfers; 19.99% - 29.99% variable APR after.

card details icon No foreign transaction or annual fees.

Read Full Review

What Are Travel Credit Cards and How Do They Work?

Travel credit cards are a fantastic tool for anyone looking to make the most out of their travel-related purchases. Travel cards let you earn rewards every time you use them. These rewards often come as points or miles, which can be redeemed for flights, hotel stays, or even car rentals. Depending on the type of card and credit card issuer, you may enjoy flexible rewards or be tied to a particular loyalty program. Some travel credit cards even offer bonus miles or bonus points, earning you more points per dollar spent at places like grocery stores, restaurants, or gas stations, making them a great way to pile up points quickly.

Whether you’re booking flights, a hotel and vacation rental, or car rentals, a travel credit card can help you save money. Many travel credit cards also come with extra benefits and additional perks like:

  • No foreign transaction fees
  • Comprehensive travel insurance coverage
  • Free checked bag(s)
  • Airport lounge access
  • Concierge services
  • Statement credits for the TSA Global Entry application fee
  • Other benefits may include cell phone protection, discounts on rideshare and eligible delivery services, and more.

These perks add up, especially for frequent travelers, giving you a smoother, more luxurious travel experience.

Types of Travel Credit Cards

Several types of travel credit cards are available, each offering unique features and benefits tailored to different travel preferences. Understanding the differences between these cards can help you choose the one that best suits your needs.

Airline, Hotel, and General Travel Cards

Airline credit cards are perfect for frequent flyers, offering rewards in the form of miles or points that can be redeemed for flights on a specific airline or its partners. The best airline cards often have perks like free checked bags, lost luggage insurance, unlimited complimentary access to airport lounges, priority boarding, and in-flight discounts.

Hotel credit cards, on the other hand, are ideal for frequent hotel guests. They offer rewards through points which can be redeemed for free nights at a specific hotel chain, along with benefits like room upgrades, discounts on hotel purchases, and late check-out.

General travel credit cards provide more flexibility. They offer rewards in the form of bonus points for everyday spending that can be redeemed for a wide range of travel-related expenses, including flights, hotel stays, vacation rentals, rental cars, and more. These cards are great for travelers who want the freedom to choose how they use their rewards.

How Do Welcome Bonuses Work for Travel Credit Cards?

The welcome bonus is one of the most enticing aspects of travel credit cards. These bonuses often come as a significant chunk of points or miles that you can earn by meeting a certain spending requirement within the first few months of getting the card. For example, you might earn 60,000 bonus points after you spend $4,000 on purchases within 3 months from account opening—enough for a round-trip ticket to many destinations. It’s one of the best ways to kickstart your journey toward free travel.

Travel Credit Card Points and Miles Program Overview

Travel credit cards come with different types of reward programs. General-purpose travel cards, such as those from Visa, Discover, Chase, and others, offer valuable opportunities for flexible redemption. Points can be transferred to a variety of airline and hotel loyalty programs, giving you more flexibility. This means you can choose the best option based on your travel plans, giving you ultimate freedom.

On the other hand, co-branded cards—like those linked with specific airlines or hotels—earn points or miles that can only be used with that brand, but they often provide unique perks for loyal customers.

How Much Are Travel Credit Card Rewards Worth?

The value of points and miles can vary widely. With general-purpose cards, each point usually has a fixed value of around 1 to 1.5 cents. Co-branded airline or hotel points can have variable worth depending on how they are redeemed and can reach a value of up to 3 cents.

Savvy travelers can often find ways to redeem points for a much higher value—like with vacation rentals booked through the issuer's portal. With a travel credit card, you can easily cover travel expenses like business-class tickets or a luxurious hotel stay that would otherwise cost a fortune.

Who Should Get a Travel Credit Card?

Travel credit cards are best suited for certain types of consumers who can maximize their value. Here are the ideal candidates:

  • Frequent Travelers: People who regularly travel for business or leisure, making frequent purchases on flights, hotels, and car rentals.
  • International Adventurers: Those who travel abroad and can benefit from no foreign transaction fees and worldwide acceptance.
  • Travel Enthusiasts: Individuals who prioritize travel experiences and want to earn rewards specifically for future trips.
  • Strategic Point Collectors: People who enjoy maximizing reward programs and are willing to learn how to optimize point redemptions.
  • Luxury Seekers: Those who value premium travel perks like airport lounge access, hotel upgrades, and concierge services.
  • Big Spenders: Consumers who spend enough to offset annual fees through rewards and benefits.
  • Credit-Savvy Individuals: People with good to excellent credit who can qualify for premium travel cards and manage credit responsibly.

A travel credit card is most valuable for those who travel at least a few times per year and can take advantage of travel-specific perks. However, if you rarely travel or prefer simpler rewards, a cashback card might be a better choice.

How to Choose a Travel Credit Card

Selecting the ideal travel credit card requires careful consideration of several important factors:

  1. Evaluate Your Travel Style
    • Consider how frequently you travel (domestic vs. international)
    • Identify your preferred airlines and hotel chains
    • Determine if you value flexibility or loyalty to specific brands
  2. Assess Reward Structures
    • Compare earning rates on travel purchases and everyday spending
    • Look for transferable points versus airline/hotel-specific miles
    • Evaluate point values and redemption options across different programs
  3. Consider Welcome Bonuses
    • Compare sign-up bonus amounts and spending requirements
    • Calculate if you can realistically meet minimum spending thresholds
    • Factor in the estimated value of welcome bonus points/miles
  4. Analyze Annual Fees and Benefits
    • Weigh the annual fee against card perks and potential rewards
    • Calculate the value of included benefits (lounge access, travel credits)
    • Consider if your travel frequency justifies premium card costs
  5. Review Travel Benefits
    • Look for key travel perks like
      • Airport lounge access
      • Travel insurance coverage
      • Global Entry/TSA PreCheck credits
      • No foreign transaction fees
      • Hotel elite status
      • Baggage benefits
  6. Check Redemption Options
    • Understand point transfer partners and redemption rates
    • Review blackout dates and travel restrictions
    • Consider the flexibility of the rewards program
  7. Examine Card Network Coverage
    • Verify card acceptance at your common travel destinations
    • Check if the card network (Visa, Mastercard, etc.) is widely accepted internationally\
    • Consider having backup cards from different networks
  8. Review Credit Requirements
    • Check if your credit score qualifies for the card
    • Consider starting with entry-level travel cards if building credit
    • Look for pre-qualification tools to avoid hard inquiries

Choosing the best travel credit card for you is all about understanding your travel habits. Are you loyal to a specific airline or hotel chain? A co-branded card could be the best choice, as it will often come with valuable perks for that brand. If you prefer more flexibility, a general-purpose card that lets you redeem points for various travel expenses might be a better fit.

Remember to consider factors like welcome bonuses, annual fees, rewards on everyday spending, and bonus points on other purchases from select business categories. Many cards require passing a dollar threshold for purchases in the first months to qualify for substantial welcome bonuses. Cards that offer bonuses for dining, groceries, or gas are great for building up points faster. Also, think about perks like lounge access, travel insurance, and no foreign transaction fees—they can make your trips smoother and more enjoyable.

Pros and Cons of Travel Credit Cards

Understanding the advantages and disadvantages of travel credit cards can help you decide if they're right for your financial strategy.

Pros Cons

Valuable Rewards

  • Earn points/miles on everyday purchases

  • Higher earning rates on travel expenses

  • Substantial welcome bonuses

  • Potential for premium redemption values

Cost Considerations

  • High annual fees ($95-$695+)

  • Higher credit score requirements

  • Potentially higher APRs

  • May need significant spending to offset fees

Travel Benefits

  • Comprehensive travel insurance coverage

  • Airport lounge access

  • TSA PreCheck/Global Entry credits

  • No foreign transaction fees

  • Hotel elite status

  • Baggage fee waivers

Complexity

  • Learning curve for point systems

  • Complex redemption rules

  • Transfer partner restrictions

  • Blackout dates and limitations

     

Flexibility

  • Multiple redemption options

  • Transfer points to travel partners

  • Book through various airlines/hotels

  • Use rewards for different travel expenses

Commitment Required

  • Need regular travel to maximize value

  • Must track categories and promotions

  • Points/miles can devalue over time

  • May require loyalty to specific brands

Travel credit cards can provide exceptional value for frequent travelers who can maximize the benefits and navigate the rewards systems. However, they may not be worth the cost and complexity for occasional travelers or those who prefer simpler reward structures.

Comparing Travel Credit Cards to Other Credit Cards

Not sure if a travel credit card is right for you? You might want to consider cash-back cards, which provide simple, flexible rewards with no restrictions. Alternatively, if you have specific preferences, look into co-branded cards that give bonus rewards and exclusive perks for your favorite airline or hotel group.

Feature

General Travel Credit Cards

Airline-Branded Travel Credit Cards

Hotel-Branded Travel Credit Cards

Cashback Credit Cards

No Annual Fee Credit Cards

Rewards Type

Points or miles

Airline miles

Hotel points

Cash back (percentage of spending)

Points, cash back, or limited perks

Redemption Options

Travel bookings, statement credits, gift cards, merchandise

Flights, seat upgrades, in-flight purchases

Hotel stays, room upgrades, experiences

Statement credits, direct deposit, checks

Varies (statement credits, cash back, travel)

Best Used For

General travel expenses across multiple airlines or hotels

Earning rewards with a specific airline

Earning rewards with a specific hotel chain

Everyday purchases to earn cash back

Low-cost way to earn rewards or build credit

Annual Fees

Varies ($0 to $550+)

Typically $95–$550+

Typically $95–$550+

$0 to $95

$0

Interest Rates (APR)

15.99% – 25.99% Variable

16.99% – 26.99% Variable

16.99% – 26.99% Variable

14.99% – 24.99% Variable

14.99% – 25.99% Variable

Sign-Up Bonuses

High bonus points/miles after meeting spending thresholds

Bonus airline miles after meeting spending requirements

Bonus hotel points after meeting spending requirements

$150–$300 after spending a certain amount in the first few months

Smaller bonuses compared to travel cards, typically $50–$150

Additional Benefits

Airport lounge access, travel insurance, no foreign transaction fees, concierge services

Free checked bags, priority boarding, airport lounge access

Complimentary room upgrades, free nights, elite status

Introductory 0% APR offers, purchase protection, extended warranties

No annual fees, intro APR offers, limited perks

Drawbacks

High annual fees; rewards often best for travel-related redemptions; may require excellent credit

High annual fees; limited to rewards with a specific airline

High annual fees; limited to rewards with a specific hotel chain

Lower rewards rates compared to travel cards; some have spending caps on bonus categories

Limited benefits and rewards; lower sign-up bonuses

Ideal User

Individuals who travel frequently and want flexibility in redemption

Frequent flyers loyal to a specific airline

Frequent travelers loyal to a specific hotel chain

Consumers seeking straightforward rewards on daily spending

Budget-conscious individuals looking for basic rewards or credit building

Making the Most of Your Travel Card (Recommended Usage)

Here's how to maximize your travel credit card benefits and rewards:

  1. Optimize Your Spending
    • Use your card for all travel purchases
    • Match spending to bonus categories
    • Time large purchases with welcome bonus requirements
    • Stack rewards with airline/hotel loyalty programs
  2. Maximize Point Value
    • Transfer points to partners strategically
    • Look for transfer bonuses
    • Compare redemption options for best value
    • Book during off-peak seasons for better rates
    • Consider premium cabin redemptions for higher value
  3. Utilize Travel Benefits
    • Activate your TSA PreCheck/Global Entry credit
    • Register for hotel elite status
    • Visit airport lounges when traveling
    • Use included travel insurance instead of buying separate coverage
    • Take advantage of annual travel credits
  4. Practice Smart Card Management
    • Pay balances in full to avoid interest charges
    • Track annual fee renewal dates
    • Monitor point expiration dates
    • Keep updated on card benefit changes
    • Set up autopay to avoid late fees
  5. Plan Ahead
    • Book travel early for better award availability
    • Track transfer partner promotions
    • Plan spending around bonus categories
    • Schedule trips during points sales or promotions
  6. Stay Informed
    • Sign up for card issuer newsletters
    • Monitor limited-time offers
    • Learn about partner programs
    • Keep track of category spending limits
    • Follow travel rewards blogs for tips

By following these strategies, you can significantly increase the value you get from your travel credit card and enhance your overall travel experience. Remember that maximizing rewards often requires careful planning and staying organized with your credit card usage.

Alternatives to Travel Credit Cards

While travel credit cards can be great for frequent travelers looking to maximize rewards on flights, hotels, and other travel expenses, they aren't the best fit for everyone. Fortunately, there are several alternatives to consider, each offering unique benefits that may better suit your spending habits and financial goals:

  1. Cashback Credit Cards: Ideal for those who want straightforward rewards, cashback credit cards offer a percentage of your purchases back as cash, making them versatile for everyday spending without the need for travel redemptions.
  2. Rewards Credit Cards for Specific Categories: Some credit cards offer higher rewards points on specific spending categories like groceries, gas, or dining. These cards are great if you have predictable spending habits and want to maximize rewards outside of travel.
  3. Low Interest or 0% APR Credit Cards: These cards are perfect for those looking to save on interest, especially if you need to carry a balance for a short period. Many offer introductory 0% APR periods, which can be helpful for financing large purchases without accruing interest.
  4. Balance Transfer Credit Cards: If you have high-interest credit card debt, a balance transfer card can help you save on interest by offering a 0% APR on transferred balances for an introductory period, giving you a chance to pay down debt faster.

The Bottom Line

Travel credit cards can be an amazing tool to make your adventures more affordable and enjoyable. With so many options, there’s likely a card that matches your travel habits—whether you want flexible points or miles tied to your favorite airline. Picking the right card and using it wisely can take your travel experiences to new heights.