Cover Your Assets (CYA)
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Overview
Cover Your Assets (CYA) was formed in 1991 by the Consumer Priority Service (CPS) team. CPS has allowed companies to provide extended warranty packages to their clients for the last 30 years. Its options have recently been broadened by Cover Your Assets, which lets people can buy insurance directly at wholesale rates. CYA works with a factory-authorized service network to assure the highest level of repair and craftsmanship.
CYA provides consumers with trustworthy coverage at a reasonable price, allowing them to secure their appliances and home systems without going overboard. Breakdowns, issues, and failures are almost inevitable, but with CYA, you may avoid the expensive repair and replacement charges that normally follow. This home warranty offers customizable plan choices and unique coverage that can be tailored to your requirements. It also assures the best quality of service for your use.
Types of Home Warranty Services & Terms
| Plan Types | Appliances, systems, and combo. |
| Coverage Territory |
|
| Contractors | In & out of network |
| Is a home inspection required? | No |
| Contract Lengths Available | Per month |
| Benefit Limit Type | Per plan |
| NHSCA Member | No |
| BBB Rating | Not accredited |
CYA Pros & Cons
Pros
- Complete protection for household appliances and systems.
- Customized coverage.
- Affordable costs.
- 5-day refund or repair on all claims.
- Every service comes with a 30-day labor warranty.
Cons
- Only offered in specific states.
- The list of items covered is exhaustive and may omit some.
Plans & Pricing
- Appliances Plan
This plan goes for $34.99 monthly. It covers refrigerators, ranges/cooktops, ovens, dishwashers, garbage disposal, instant hot/cold water dispensers, washers, and dryers.
- Systems Plan
For $24.99 per month, this plan covers air conditioners, heating units, ductwork, built-in exhaust, vent & attic fans, main breaker & fuse panel box, doorbell & chimes, ceiling fans, garage door, openers, toilets, faucets & valves, whirlpool tub motor & components, and water heaters.
- Combo Plan
This plan combines the two preceding for $59.98 per month. Namely refrigerators, ranges/cooktop, ovens, dishwashers, garbage disposal, instant hot/cold water dispensers, washers, dryers, air conditioners, heating units, ductwork, built-in exhaust, vent & attic fans, main breaker & fuse panel box, doorbell & chimes, interior electrical lines, ceiling fans, garage door openers, interior plumbing lines, toilets, faucets & valves, whirlpool tub motor & components, and water heaters.
Exclusions
Your coverage is subject to certain exclusions as with all insurance and warranty plans. Those who enroll in CYA will be accountable for maintaining and utilizing their systems and appliances. This implies that you cannot willfully disregard needed maintenance, that you must follow the prescribed maintenance schedule, and that you cannot use your equipment or system for a purpose other than that for which it was intended. Uncontrollable occurrences such as natural catastrophes may also be subject to restrictions depending on their nature. You should visit CYA’s website to get the most recent regulations.
Claims and Repairs
It is simple to make a claim for any of the insured items using the CYA mobile app, email, or phone. Repair or refund requests are handled within five days after receipt. The firm provides consumers with a pre-paid mailing label for small products, allowing them to submit their equipment immediately for repair. To repair bigger objects, a professional will be dispatched to the location.
Final Thoughts
Millions of Americans have grown to rely on CYA’s exceptional service, which it has provided for more than two decades. Their amazing plans include all typical appliances and systems. There are no age restrictions, so you may sign up regardless of when you purchased your appliances or their present condition. Not only does CYA take any old appliance or system, but they also do not need maintenance records or inspections, unlike many other suppliers.
The CYA claims procedure is one of the easiest and may be completed through phone, email, or mobile application. CYA will pay all qualifying charges associated with repairing or replacing your appliance/system and will deploy licensed personnel to your premises within five days. A 30-day workmanship warranty covers all repairs, and you may contact a CYA representative at any time to ask questions, get clarification, or address ongoing concerns.
Address
CYA headquarters are located at 3101 Emmons Avenue, Brooklyn, NY 11235.