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Unlock your home equity today

location NY, Brooklyn privacyWe value privacy
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Key Facts

  • Mortgage Types: Home equity
  • Min. Credit Score: 550
  • APR: Undisclosed

Pros

pros iconMay provide homeowners who are credit challenged or carry too much debt for a traditional home equity loan with a means by which to access the value of their home equity

pros iconNo monthly payments

pros iconNo interest charges

pros iconAvailable to homeowners with credit scores as low as 550

pros iconOnline calculator makes it easy for property owners to see how much they may qualify for based on the home's value and outstanding mortgage debt

Cons

cons iconNot a loan

cons iconUnlock places a lien on the homeowner's property

cons iconRural properties are not eligible

Unlock Agreements are provided exclusively by Unlock Partnership Solutions Inc., Unlock Partnership Solutions AO1 Inc., Unlock Partnership Solutions AO2 Inc., and Unlock Homeownership Solutions Inc., all of which are wholly-owned subsidiaries of Unlock Technologies, Inc. (collectively, “Unlock”).
The applicable Unlock entity enters into the Unlock Agreements directly with consumers and does not act as an agent or broker on behalf of any third-party. No agency relationship shall be formed between any Unlock entity and a consumer pursuant to or in connection with an Unlock Agreement. All Rights Reserved.
*Application to funding may take over 60 days to complete. Funding timelines may vary depending on factors, including, but not limited to appraisal turnaround times and follow-ups required for verification of property details and a clear title.
Liens or any interest secured on the property by MV Realty must be paid off and removed as a condition to close.
Terms and conditions apply.

  • check mark Minimum credit score as low as 550
  • check mark No obligation; quote within a few minutes
  • check mark Quick and easy online experience

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Unlock

Access Your Home’s Equity Without a Loan

550

Min Credit Score

$30K-$500K

Mortgage Amount

Up to 10 years

Repayment terms

Yes

Soft Credit Pull

Marketplace

Lender Type

Undisclosed

Underwriting Fee

Yes

Other Fees

4.9%

Origination Fee

Undisclosed

Prepayment Fee

30-60 Days

Funding Time

Mortgage Refinance

Max $5M

Mortgage Amount

Home Equity

$30K-$500K

Mortgage Amount

Pros & Cons

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  • con-icon Provides flexibility to use cash for a variety of purposes without incurring monthly payments or interest charges
  • con-icon Offers the opportunity to buy back equity at any time during the agreement
  • con-icon Designed to be a flexible option for homeowners who may not qualify for traditional home equity loans or credit lines
  • con-icon Can help homeowners facing financial hardship or who are looking for a way to access the equity in their property
  • con-icon Involves giving up a stake in the future value of your home
  • con-icon Each home equity agreement is subject to individual underwriting review, which means that not all borrowers may qualify
  • con-icon May not be suitable for homeowners who are looking to borrow a large amount of money or who need a long-term financial solution
  • con-icon Some homeowners may prefer the security of a traditional loan or credit line that is secured by their home as collateral

Home equity loans offer a smart way to tap into the value of your home to achieve your financial goals. By leveraging the equity you've built, you can access funds for home renovations, debt consolidation, education expenses, or other major purchases. With competitive rates and flexible terms, a home equity loan turns your property’s value into a powerful financial tool. 

Unlock,hero image -home equity

Discover how you can unlock the potential of your home today!