Home Equity Quiz Review
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Home Equity Quiz Reviews

Bradley Schnitzer


Bradley Schnitzer

Over 200 lending partners
Over 200 lending partners
About Home Equity Quiz

HomeEquityQuiz was founded in 2004 with the goal of simplifying one’s mortgage-hunt journey. Their platform features a straightforward form for individuals seeking to buy a new home or refinance an existing loan. By answering a few questions about your financial situation, the form will generate a list of loan options that best match your needs.

It’s important to note that HomeEquityQuiz is not a direct lender. Instead, the platform will provide you with a list of recommended loans via email.









Home Equity Quiz Mortgages Review

HomeEquityQuiz was established with the aim of simplifying the mortgage search process. The platform features an easy-to-use form for individuals looking to buy a new home or refinance an existing loan. By answering a few questions about your financial situation, the form generates a list of loan options that fit your specific needs.

Please note that HomeEquityQuiz is not a direct lender. Instead, the platform will send you an email with a list of recommended loans.

Home Equity Quiz Mortgages Highlights















Pros & Cons

  • Over 200 lending partners
  • A variety of home loan types
  • Fast, intuitive, detailed questionnaire
  • Fee information presented after choosing a lender
  • Need to meet specific requirements to get a loan
  • Very limited customer service
  • Very lean website

Mortgage Type

  • Mortgage Purchase
  • Mortgage Refinance
  • Fixed
  • FHA
  • VA

Home Equity Quiz Mortgages Terms & Requirements

Home Equity Quiz helps you find home purchase and mortgage refinancing loans from a variety of lenders. They offer FHA and VA loans as well.

Terms and requirements will be according to the lender you choose.

Mortgage Requirements

Mortgages and refinancing loans have a long list of requirements since you are taking out a massive amount of money over a long period of time. Anyone US citizens aged 18 and older can get a mortgage, but some resident non-citizens can too.

Additionally, you generally need good credit, stable income, and low debt levels relative to that income — especially if you hope to get the best rates.

Lastly, down payments generally must be 20% on mortgages to avoid paying private mortgage insurance (PMI). FHA loans only ask for 3.5% down, while VA loans require no down payment.

Since Home Equity Quiz is a marketplace with a vast number of partners, we can’t determine exact numbers for credit score and debt-to-income ratio.

Mortgage Terms

HomeEquityQuiz only offers traditional, FHA, and VA mortgages and mortgage refinancing loans.

It’s impossible to give a range of APRs and loan amounts on these loans, given the over 200 partners.

Repayment Terms

Repayment terms vary. Fixed-rate mortgages come in terms of 10, 15, 20, 30, and 40 years. Variable-rate ARMs come with terms of 1, 3, 5, 7, or 10 years. Variable-rate, interest-only ARMs are at 3, 5, or 7 years.

The type of loan you get depends on which type you said you were looking for while taking the quiz.

State Availability

Available in all states

Privacy & Security

Home Equity Quiz uses Secure Rights — a third-party verification service that fights fraud and protects consumer privacy — to ensure your information is shared only with lenders HomeEquityQuiz works with. HomeEquityQuiz’s parent company, Leadpoint — a lead generation platform — also has an A+ with the BBB. The company has all one-star reviews on the BBB, but there are only seven of them, so it’s hard to tell if that’s representative of the company.

Customer Support

Customer support is, unfortunately, not HomeEquityQuiz’s strong suit. The only means of contacting customer service is through a web form. They don’t offer email or phone support, nor do they provide an estimated wait time for web form replies.

In Conclusion

Home Equity Quiz offers potential borrowers a fast way to find decent refinancing and mortgage offers they qualify for. By using it, you can cut out a lot of mortgage shopping time.

It has a very lean website that’s constructed as a quiz, where you can find available mortgage options according to your situation. It its issues — such as not always finding you a loan or lacking in customer support — but it’s a straightforward tool that can help a lot of borrowers.

Home Equity Quiz Disclaimer

HomeEquityQuiz is an online news and information service providing editorial content and directory information about mortgages and loans. HomeEquityQuiz is not a lender or mortgage broker and does not offer loans or mortgages directly or indirectly through representatives or agents. HomeEquityQuiz does not provide an application for credit or a mortgage loan. HomeEquityQuiz is not responsible for the accuracy of information or responsible for the accuracy of the rates, APR or loan information posted by brokers, lenders or advertisers. All trademarks and logos appearing on this site are the property of their respective owners. Their appearance on this site does not indicate or imply an endorsement of our product.


This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.


Bradley Schnitzer

Bradley Schnitzer is a copywriter and content writer that helps businesses gain loyal customers through informative content pieces and persuasive copy. He is passionate about personal finance and helping budding freelancers further their careers. He spends his free time reading, hitting the gym, pursuing several intellectual interests, and drinking coffee.