Since LendingTree is a marketplace, things like APR and term length vary across lenders. The amounts also range widely based on the lender and the applicant’s credit and financial profile.
For the most part, LendingTree’s network of lenders require the borrower to be or have:
- 18 years or older
- US citizen
- Good credit or apply with a co-signer
- Have no recent or active bankruptcies or delinquencies on their credit report
- Be currently employed with verifiable income
As with most lenders and marketplaces, the better your credit score and the lower your debt-to-income ratio, the better your options.