We receive advertising fees from the brands we review that affect the ranking and scoring of such brands.
Advertiser Disclosure
JG Wentworth Logo

JG Wentworth Reviews


bestfor-icon A Reputable Company for Debt Relief

Written by Andrew Omalley

About JG Wentworth | Read More


LS Score







Visit Site
Opening Hours Opening Hours drop-down-btn
Mon-Thur 8am-11pm EST
Friday 8am-9pm EST
Saturday 8am-6pm EST
Sunday Closed
Contact Information Contact Information drop-down-btn
  • debt@jgwentworth.com
  • (888)-570-5240
  • Headquarters: 1200 Morris Dr Chesterbrook, PA 19087-5507
Social Media Social Media drop-down-btn

JG Wentworth Debt Relief Review


The JG Wentworth debt relief offering is focused on people who might owe money to numerous creditors and are struggling to juggle everything. Their debt might be at high-interest rates, which can make it tough to pay off any meaningful amounts of debt.

While JG Wentworth doesn’t provide too many details about its process, it can help people to restructure their debt and package it into a single monthly payment.

JG Wentworth Debt Relief Highlight


Min Credit Score


Minimum Debt Amount

Min $10K

Loan Amount

2-5 years

Repayment terms


Soft Credit Pull


Lender Type


Other Fees


Origination Fee


Prepayment Fee

Pros & Cons

  • con-icon Personalized debt relief plans
  • con-icon Free consultation & no risk
  • con-icon Makes one affordable monthly payment
  • con-icon Only pay a fee once your debt is resolved
  • con-icon Mainly deals with unsecured debt
  • con-icon Not available in every state

Debt Relief Product Types

  • Debt relief consultation service
  • Debt consolidation loans

JG Wentworth Debt Relief Terms & Requirements

JG Wentworth will offer you a free consultation, allowing the experienced team to see what the best approach to take with your given situation will be. The idea will be to replace your various forms of debt payments with a single monthly payment.

The funds will be sent into a savings account, with JG Wentworth then using the funds to pay off your creditors. The average time it takes JG Wentworth users to get out of debt is 24-48 months.

JG Wentworth does not really disclose the APRs that are in place for its debt relief program. People with a poor credit score will be able to get help from JG Wentworth. There can be a hefty fee in place, with these charges coming through your monthly payments.

Qualification Requirements

  • Accepts people with a poor credit score
  • You need to be at least 18 years old
  • US visa holder or citizen

Required Information

  • Full name
  • Home address
  • Social Security Number
  • Annual income
  • Current debt obligations

Application Steps & Time Frames

There is a simple online form that you can fill out on the JG Wentworth website. You will then receive communication from a debt specialist at JG Wentworth by phone. They will talk through your situation for free and come up with a personalized debt relief plan.

State Availability

Available - Alabama, Alaska, Arizona, Arkansas, California, Florida, Idaho, Kentucky, Massachusetts, Michigan, Missouri, Montana, Nebraska, New Mexico, New York, North Carolina, Oklahoma, Pennsylvania, South Dakota, Texas, Virginia,

Not Available - Colorado, Connecticut, Delaware, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Louisiana, Maine, Maryland, Minnesota, Mississippi, Nevada, New Hampshire, New Jersey, North Dakota, Ohio, Oregon, Rhode Island, South Carolina, Tennessee, Utah, Vermont, Washington, West Virginia, Wisconsin, Wyoming,

Andrew is a freelance writer who has been crafting valuable pieces of content relating to personal finance for more than five years. Previously, he studied Economics & Finance at university and he has professional qualifications relating to financial advice.



How much unsecured debt do you need in order to deal with JG Wentworth?

JG Wentworth will only deal with people who have unsecured debt of at least $10,000.

How do you pay off debt through JG Wentworth?

You will need to make monthly payments into a savings account, with these funds then getting utilized to pay creditors.

Are there late fees charged by JG Wentworth?

If you miss any of your monthly payments, you will need to pay late fees.

What is the average time in which JG Wentworth clients pay off their debt?

The average time it takes JG Wentworth clients to pay off debt is 24-48 months.

Customer Support

You can learn the sort of approach JG Wentworth takes regarding debt relief through the company’s website. The customer support team is also very helpful, with telephone lines open six days a week.

Email and live chat options are also available, meaning that you can contact the support team in various ways. If you want to get started with JG Wentworth, you can get a free consultation from an experienced debt relief professional.

Privacy & Security

JG Wentworth has been in business for over 30 years and has helped many people across the United States during this time. It has an A+ rating from the Better Business Bureau and is also an accredited member of the AFCC. Therefore, you can be secure in the fact that you are getting access to a legitimate offering.

JG Wentworth ensures that any sensitive information it handles is kept safe by implementing industry-standard security measures designed to protect the personal information you may provide. This gives you good peace of mind that JG Wentworth can be trusted with your personal information.

In Conclusion

JG Wentworth has proven to be a helping hand to people who are looking to deal with unstructured debt but don’t know what is the best approach to take. In order to meet the needs of consumers, they offer customized financial solutions. The company has an A+ rating from the Better Business Bureau, so you can feel confident about working with them. The free consultation is a great way to find out what JG Wentworth can do for you without having to commit to anything right off the bat.


Brand Disclaimer

Debt relief program results will vary by individual situation. As such, it may not be suitable for all persons. JG Wentworth does not offer debt relief services in all states and fees may vary from state to state. Not all debts are eligible for enrollment. Not all individuals who enroll complete our program for various reasons, including their ability to save sufficient funds.

Savings resulting from successful negotiations may result in tax consequences, please consult with a tax professional regarding these consequences. The use of debt relief services can potentially have an adverse impact on your credit rating, may result in you being subject to collections, and may result in other adverse action by creditors or collection agencies. Read and understand the program contract prior to enrollment.

JG Wentworth does not pay or assume any debts or provide legal, financial or tax advice or credit repair services. You should consult with independent professionals for such advice or services. Please consult with a bankruptcy attorney for more information on bankruptcy.