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Overview
Capital One was founded in 1988 in Richmond, Virginia, and has become one of the most recognized names in finance. It originated as a credit card company but has since expanded its services, offering various financial products, including banking, loans, and investment solutions. Their main attraction is leveraging technology to provide more innovative financial solutions that can be tailored to individual needs. Capital One sets itself apart with its user-friendly platforms and digital tools that can simplify business and personal finance for its customers.
Pros
No minimum deposit requirement
Competitive and guaranteed CD interest rates
Option to collect interest at end of the term, monthly, or annually
Cons
Lower APYs on short term CDs compared to competition
Early withdrawal penalties
- No minimum Min. deposit
- 3.75% 48-Month APY