Best Debt Consolidation Companies May 2023

Achieve.com, a d/b/a of Bills.com, LLC (NMLS ID #138464), operates as a marketing lead generator for affiliates and non-affiliates and as a broker for loans and debt resolution services offered by its affiliates.
We also provide specific mobile applications that allow consumers to view and analyze their finances. We may take applications for our affiliates, but we do not make credit decisions, originate loans, process consumer loans or bill payments, or provide other financial services.
We do not collect any fees or other compensation from consumers. Any financial solutions for which you may be evaluated for are offered by Service Providers with whom we are affiliated and/or compensated by those who participate on our website. Terms and conditions apply to each; not all are available in every state.

Please note that all calls with the company may be recorded or monitored for quality assurance and training purposes. *Clients who are able to stay with the program and get all their debt settled realize approximate savings of 46% before fees, or 25% including our fees, over 24 to 48 months. All claims are based on enrolled debts. Not all debts are eligible for enrollment. Not all clients complete our program for various reasons, including their ability to save sufficient funds. Estimates based on prior results, which will vary based on specific circumstances. We do not guarantee that your debts will be lowered by a specific amount or percentage or that you will be debt-free within a specific period of time. We do not assume consumer debt, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Not available in all states. Please contact a tax professional to discuss tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Depending on your state, we may be available to recommend a local tax professional and/or bankruptcy attorney. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.

This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer’s finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guarantees or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.

Accredited Debt Relief is a DBA of Beyond Finance LLC. Our clients who make all monthly program deposits pay approximately 55% of their enrolled amount upon successful program completion before fees. Fees are based on percentages ranging from 15%-25% of your enrolled amount. Programs range from 12-48 months. On average, clients must save approximately 40%-50% of each enrolled account before making a bona fide settlement offer.

On average, clients receive their first settlement within 4-6 months of enrolment and approximately every 3-6 months thereafter from when the prior account was settled. Not all Clients complete the program. Estimates are based on previous results and may not match your results. We cannot guarantee that your enrolled accounts will be resolved for a specific amount or percentage or within a particular timeframe. We do not assume your obligations to your creditors, make monthly payments, or provide tax, bankruptcy, accounting, legal advice, or credit repair services.

The program is not available in all states; fees may vary by state. The use of debt consolidation services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding obligations may increase from the accrual of fees and interest. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, other than funds earned by the company or fees paid to third-party service providers, as may be applicable.

Read and understand all program materials before enrolling. Certain creditors and types of debts are not eligible for enrolment. CPD. Reg. No. – 21-04861. Accredited Debt Relief makes no guarantees regarding performance (e.g., that debts will be lowered by a specific amount or percentage or that a client will be debt-free within a specific period of time).