This online credit center that may be accessed directly through a website or through a mobile application (the “Site”), is provided by Synchrony Bank (“Bank”), the issuer of the retailer or dealer branded credit cards (including any retailer or dealer branded Visa, Mastercard®, American Express® or Discover cards) (each, respectively, a “Card”) or installment or other financing product which may be associated or used with this Site. In these terms and conditions, the term “Retailer” relates to each retailer/dealer/merchant that is associated with a Card account or financing product (in each case, an “Account”) and “you” or “your” means an individual that is the applicant or holder of an Account.
This Site may be used to obtain information about an Account, obtain and submit an application for an Account, to perform account servicing functions for an Account, which may include, without limitations, to view account summaries, make payments, review payment history, and view transaction history or to make purchases through a third-party site, using an Account. Bank may change, modify, remove, suspend, discontinue or terminate any aspect of this Site or service, including the availability of any features or content at any time without notice or liability. Bank, in its sole discretion, may also impose limits or restrictions on certain services, features or content, or terminate your access to parts or all of this Site or service without notice or liability.
The provisions herein are referred to as the “Terms and Conditions” and constitute an agreement between you and Bank. YOU ACKNOWLEDGE AND AGREE THAT YOU HAVE READ THE TERMS AND CONDITIONS CAREFULLY, UNDERSTAND EACH OF THEM AND AGREE TO BE BOUND BY ALL OF THEM. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS AND THE SYNCHRONY ONLINE PRIVACY POLICY (WHICH ALSO GOVERNS YOUR VISIT TO THE SITE AND WHICH IS INCORPORATED BY REFERENCE INTO THESE TERMS AND CONDITIONS), AS AMENDED FROM TIME TO TIME, YOU MAY NOT USE OR OTHERWISE ACCESS THIS SITE AND SHOULD EXIT THE SITE. These Terms and Conditions apply exclusively to your access to and use of the Site and do not alter the terms and conditions of any other agreement you may have with Bank, including the Account agreement for your Account. Please note that these Terms and Conditions contain waivers by you of certain rights you may have against Bank and its affiliates.