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first national bank

First National Bank Reviews

7.5

bestfor-icon F.N.B. is best for individuals seeking comprehensive fi

lendstart
Written by Lendstart

About First National Bank | Read More

7

LS Score

8

Credibility

6

Support

9

Accessibility

Visit Site
Opening Hours Opening Hours drop-down-btn
Mon -Sun 8 AM – 9 PM
Contact Information Contact Information drop-down-btn
  • FNBCustomerService@fnb-corp.com
  • 1-833-226-5362
  • One North Shore Center, Pittsburgh, PA, 15212, U.S.
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First National Bank Certificate of Deposit Review

FNB offers a variety of banking products and services, including checking accounts, savings accounts, mortgages, loans, wealth management, and insurance. The bank also has a strong online and mobile banking presence.
FNB is known for its competitive interest rates on savings accounts and its convenient banking options.

First National Bank Certificate of Deposit Highlight

5.25%

13-Month APY

3.00%

35-Month APY

3.00%

61-Month APY

$500

Minimum Deposit

$0

Minimum Balance

Yes

Monthly fee

No

Daily Compounded Interest

Yes

Early withdrawal penalty

Pros & Cons

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  • con-icon Offers competitive interest rates on its CDs
  • con-icon 900+ ATMs
  • con-icon Multiple account options
  • con-icon Transfer fee if you use overdraft protection
  • con-icon Low annual percentage yields for most accounts
  • con-icon Interest compounded monthly or quarterly, not daily

Account types

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  • 7-Month APY 5.00%
  • 13-Month APY 5.25%
  • 19-Month APY 3.50%
  • 25-Month APY 3.50%
  • 35-Month APY 3.00%
  • 52-Month APY 3.00%
  • 61-Month APY 3.00%

First National Bank Certificate of Deposit Terms & Requirements

  • Account opening: You can open a CD account online or in-branch. You will need to provide your name, address, Social Security number, and date of birth. You will also need to provide a valid form of identification, such as a driver’s license or passport.
  • Minimum deposit: The minimum deposit to open a CD account is $500.
  • Term length: The term length for a CD account can range from 3 months to 60 months.
  • Interest rate: The interest rate for a CD account is fixed for the term of the account. The interest rate is determined by the current market rates and the term length of the CD.
  • Interest payment: Interest on a CD account is compounded quarterly. You can choose to have the interest paid back to you in one of three ways:
  • Early withdrawal penalties: There is an early withdrawal penalty if you close your CD account before the term ends. The penalty amount is typically a percentage of the interest earned.

Qualification Requirements

Here are what you need in order to qualify for opening a CD account at First National Bank:

  • Residential status: You must be a resident of the United States to open a CD account.
  • Citizenship: You do not need to be a U.S. citizen to open a CD account.
  • Eligibility: You must be at least 18 years old to open a CD account.
  • A non-expired ID (driver’s license, state-issued ID, Military ID, passport, or Permanent Resident Card and visa)

Please note that these terms and requirements are subject to change. You should always check with First National Bank for the most up-to-date information.

Withdrawal Penalty

Deposit Term Amount of Interest
3 – 11 Months 3 Months of interest
12 Months or more 6 Months of interest

State Availability

- Available in all states

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FAQ’s

How long has F.N.B. Corporation been in operation?

Founded in 1864, F.N.B. Corporation has served its customers for over 150 years.

Where is F.N.B. Corporation headquartered?

F.N.B. Corporation is headquartered in Pittsburgh, Pennsylvania at One North Shore Center, Pittsburgh, PA, 15212, U.S.

Which services are provided by F.N.B. Corporation?

F.N.B. offers commercial banking, consumer banking, and wealth management services, among others.

Customer Support

The responsiveness of F.N.B. Corporation’s customer support was good. Email responses are typically received within 24-48 business hours. For more direct methods of communication, like phone support, the waiting time was under 10 minutes. Interactions were not with bots but with actual human representatives, both over the phone and through email, enhancing the personal touch of their service. While they might not offer a ‘call back’ option, they offer customers a response to emails within 72 hours and a way to book an appointment online. Assessing their overall reputation in addressing client concerns, some reviews on the Better Business Bureau pointed out areas of improvement. However, considering the corporation’s size, such feedback could be isolated incidents or online venting. On platforms like Glassdoor, the corporation appears to be a good employer, which often translates to better customer service.

Privacy & Security

F.N.B. Corporation is at the forefront of ensuring stringent privacy and security standards in an era dominated by digital threats. Harnessing the latest technologies, F.N.B. prioritizes safeguarding sensitive financial and personal data, going beyond the already strict regulatory requirements. The bank employs multi-factor authentication, encrypted communications, and real-time fraud monitoring for its advanced digital banking solutions. F.N.B. is also transparent about its data practices, ensuring customers are informed about the usage and protection of their information. Through a blend of technology, regulatory adherence, and customer education, F.N.B. solidifies its commitment to providing a secure banking environment and maintaining trust.

In Conclusion

F.N.B. Corporation symbolizes financial strength and dedication in the banking industry. Rooted in a rich history dating back to 1864, the corporation has not only sustained its operations but has grown into a diversified financial services company with an extensive reach, with operations in seven states and the District of Columbia. Their commitment to providing comprehensive financial solutions, from commercial to consumer banking and wealth management, aligns with their holistic approach to financial services. This is not just a bank; it’s a financial institution that has expanded and evolved to meet the ever-changing needs of its clientele. Their customer service, backed by human interactions and prompt response times, emphasizes their dedication to their clients.

While no entity is immune to criticisms or areas of improvement, F.N.B.’s consistent growth, significant market presence, and deep-rooted commitment to the communities they serve highlight their resilience and adaptability. The corporation’s recognition through various awards and its positive reputation as an employer further solidifies its standing. As they continue their journey, there will likely be growth, innovation, and continued dedication to their mission of enhancing their customers’ economic success and financial security.

Brand Disclaimer

YOU ACKNOWLEDGE AND AGREE THAT FROM TIME TO TIME, THE USE OF OUR WEBSITE MAY BE DELAYED, INTERRUPTED OR DISRUPTED PERIODICALLY FOR AN INDETERMINATE AMOUNT OF TIME DUE TO CIRCUMSTANCES BEYOND OUR REASONABLE CONTROL, INCLUDING, BUT NOT LIMITED TO, ANY INTERRUPTION, DISRUPTION OR FAILURE IN THE PROVISION OF THE WEBSITE, WHETHER CAUSED BY STRIKES, POWER FAILURES, EQUIPMENT MALFUNCTIONS, INTERNET DISRUPTION OR OTHER REASONS. IN NO EVENT SHALL FNB OR ITS SERVICE PROVIDERS OR THE EMPLOYEES OR CONTRACTORS OF ANY OF THESE, BE LIABLE FOR ANY CLAIM ARISING FROM OR RELATED TO THE WEBSITE CAUSED BY OR ARISING OUT OF ANY SUCH DELAY, INTERRUPTION, DISRUPTION OR SIMILAR FAILURE. IN NO EVENT SHALL FNB OR ITS SERVICE PROVIDERS OR THE EMPLOYEES OR CONTRACTORS OF ANY OF THESE, BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, PUNITIVE OR EXEMPLARY DAMAGES, INCLUDING LOSS OF GOODWILL OR LOST PROFITS (EVEN IF ADVISED OF THE POSSIBILITY THEREOF) ARISING IN ANY WAY OUT OF THE INSTALLATION, USE, OR MAINTENANCE OF THE WEBSITE, EVEN IF SUCH DAMAGES WERE REASONABLY FORESEEABLE AND NOTICE WAS GIVEN REGARDING THEM. THESE LIMITATIONS WILL APPLY TO ALL CAUSES OF ACTION, WHETHER ARISING FROM BREACH OF CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY. OUR AGGREGATE LIABILITY, AND THE AGGREGATE LIABILITY OF FNB AND ITS SERVICE PROVIDERS AND THE EMPLOYEES AND CONTRACTORS OF EACH OF THESE, TO YOU AND ANY THIRD PARTY FOR ANY AND ALL CLAIMS OR OBLIGATIONS RELATING TO THIS TERMS OF USE SHALL BE LIMITED TO DIRECT OUT-OF-POCKET DAMAGES UP TO A MAXIMUM OF $500 (FIVE HUNDRED DOLLARS). SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

Waiver
We may waive any term or provision of this Terms of Use at any time. We shall not be deemed to have waived any of our rights or remedies hereunder unless such waiver is in writing and signed by one of our authorized representatives. No delay or omission on the part of F.N.B. in exercising any rights or remedies shall operate as a waiver of such rights or remedies or any other rights or remedies. A waiver on any one occasion shall not be construed as a bar or waiver of any rights or remedies on future occasions.