The Top Online Personal Loans

Looking into the Top Online Personal Loans

If you’re on the hunt for a personal loan, you may be wondering, what is a personal loan, exactly? A personal loan is money you borrow from a lending institution — be it a bank, credit union, or other third-party lender—which you will pay back over a fixed period of time.

Lucky for us, in today’s digital age there are plenty of reputable online loans to choose from. Online loans make it easier to compare multiple offers quickly, ultimately saving you time and money.

When you’re comparing multiple loan offers from a variety of lenders, you’ll want to pay attention to things like how much the monthly payments will be and the APR. Keep in mind that rates and terms all depend on things like your credit score, credit history, debt-to-income ratio, and income.

Here is a list of some of our favorite online personal loans:

Credible

Credible is completely free to use loan aggregator, their form is short and simple, and a great perk is that Credible runs a soft credit check, allowing borrowers to check rates without worrying about their credit score being harmed.

  • APR: 4.99-35.99%
  • Loan Term: 24-84 months
  • Min Credit Score: 600
  • Maximum: $100,000

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Fiona

The most significant advantage of Fiona is its comparison feature, which allows customers to compare different offers from different banks or other financial institutions.

  • APR:3.84-35.99%
  • Loan Term:24-84 months
  • Min Credit Score:550
  • Maximum Loan: $100,000

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SoFi

SoFi has been providing consumers with personal loans, student loans, home loans, as well as other financial products since 2011. They boast low rates, no hidden fees, and an easy loan application process.

  • APR:5.99-16.24%
  • Loan Term:24-84 months
  • Min Credit Score:680
  • Maximum Loan: $100,000

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