iLending Auto Refinance Review
Those seeking to refinance their vehicle should consider iLending, an auto refinancing marketplace with over 15 years of experience and an A+ rating from the BBB. They offer many options for vehicle refinancing, making it easy for customers to find the best rate and terms for their needs. iLending specializes in vehicle refinancing, which can help you lower your payments and save money each month. Plus, they have a wide variety of financing options available so that you can find the right loan for your needs.
|Car Loan Types||
|Repayment Terms||Up to 84 Months|
|Minimum Credit Score||540|
Since iLending offers online support and guidance, it can be a good fit for consumers who are comfortable with digital borrowing. Since they work with multiple lenders, you will most likely have a wider range of loans to choose from vs. what an individual lender will provide. Finally, the approval process is fairly quick, meaning you should have an answer soon after you complete the application.
Pros & Cons
- Many refinancing options are available for different vehicles, including older ones
- BBB A+ Rating
- Strong consumer education material
- Refinancing only
- Limited human customer support
- Origination fees can be steep
Applying for an iLending auto loan is easy. Simply input your personal information, including your name and address, and one of iLending’s highly trained Loan Consultants will reach out to you to complete the necessary information. Once you decide to proceed with the application, you will provide additional financial information, including proof of income and banking details.
You can complete the entire application process in just a few minutes. You will not have a hard credit pull until you decide to move forward with your application. This is one of the many reasons that iLending many people work with iLending to refinance their vehicle. They make the process as easy and stress-free as possible.
Terms & Requirements
For anyone looking to refinance their auto loan, iLending is worth considering. They work with a wide range of credit scores and income levels and are available in all 50 states.
You’ll need a 540 or higher credit score, proof of income, and citizenship. Once you’ve met those requirements, iLending will work with you to get the best possible terms they can offer on your loan. Overall, they’re an excellent option for anyone looking to lower their monthly payments or get a better interest rate.
iLending offers auto loans and refinancing for other motorized vehicles like motorcycles, RVs, and ATVs. Their loan terms go up to 84 months, and they have a wide range of loan amounts available, from $5,000 to $200,000. They have a very user-friendly online application process and offer competitive interest rates. One of the best things about iLending is that they provide pre-qualification for their loans, so you can shop around for the best rate without affecting your credit score.
Privacy & Security
Not only does iLending have excellent privacy and security through extensive GAP requirements, but they are also a marketplace that only works with the most reputable lenders.
iLending has an A+ rating with the Better Business Bureau, and many people have left reviews praising the company for its excellent customer service. One person said they could refinance their car at a lower rate, and the process was quick and easy. Another reviewer said they had a great experience working with iLending and found the staff very friendly and helpful. Overall, the community seems to find iLending to be a very trustworthy company with excellent customer service.
In addition, iLending has a wide variety of lenders to choose from, so you can compare different loans through an encrypted and secure online application that protects sensitive personal data.
You can reach out to iLending customer service by phone, chat, or email. Customer service agents are available Monday through Friday from 6 a.m. to 8 p.m. MT, Saturday from 8 a.m. to 4 p.m. MT, and Sunday from 10 a.m. to 3 p.m. MT. Live chat and phone assistance are available in both Spanish and English. You can get a quote online in minutes, and if you’re refinancing with iLending, you may be able to lower your monthly payments and save on interest.
iLending is a reputable company that offers auto refinancing to qualified borrowers. They have a wide variety of lenders to choose from, and their customer service is available in both English and Spanish. iLending also has an A+ rating with the Better Business Bureau and many positive consumer reviews. One drawback may be that they do not offer loans for people with a credit score below 540. Overall, If you’re looking to refinance your auto loan and investigate options for potentially lowering your payment or interest expense, then iLending is worth considering.
7257 S. Tucson Way
Englewood, CO 80112 USA