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LoansUnder36 vs. 5KFunds Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Personal Loans

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Personal Loans

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Debt Relief

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Personal Loans drop-down-btn
Good For
Over 100 Lenders at Your Fingertips
Good For
Fast & easy online application
Min Credit Score
300
Min Credit Score
500
APR

5.99-35.99%

APR

5.99-35.99%

Loan Amount

$500-$35K

Loan Amount

$500-$35K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Loan Type
  • Unsecured Personal Loans
Loan Type
  • Secured Personal Loans
  • Unsecured Personal Loans
  • Fixed-Rate Personal Loans
  • Variable-Rate Personal Loans
  • Co-singer / Joint loans
Loan Purpose
  • Credit Card Refinance
  • Debt Consolidation
  • Home Improvement
  • Medical Expenses
  • Vacation
  • Other
Loan Purpose
  • Debt Consolidation
  • Home Improvement
  • Major Purchase
  • Medical Expenses
  • Household Expenses
  • Relocation
  • Vacation
  • Wedding
  • Other
Repayment terms
2-72 Months
Repayment terms
3-72 Months
Soft Credit Pull
No
Soft Credit Pull
No
Pros
  • Receive offers from multiple lenders
  • Low minimum credit score required
  • No application fee
Pros
  • Quick & simple online application
  • An extensive network of lenders
  • Use your loan for any purpose
Cons
  • cons Hard credit pull
  • cons Maximum loan amount of $35K
Cons
  • cons Not BBB Accredited; F rating on BBB
  • cons Loans may contain origination fees
  • cons Highly thorough initial application
Debt Relief drop-down-btn
Good For
Minimum debt: $500
Minimum Debt Amount

$500

Min Credit Score
500
Free Consultation
No
Soft Credit Pull
No
Pros
  • Quick way to compare debt consolidation loans across up to 100 loan providers
  • Wide range of repayment terms and APRs available
  • Debt consolidation loans provided are unsecured
Cons
  • cons Application has a hard credit pull which may harm your credit score
  • cons No visibility of specific lenders until after application process
  • cons Large level of personal information required at the initial application
Not provided

Service isn't provided

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