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Debt.com vs. Accredited Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Debt Relief

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Debt Relief

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Good For
Minimum debt: $10,000
Good For
Significantly Reducing Your Monthly Payments
Minimum Debt Amount

$10K

Minimum Debt Amount

$10K

Min Credit Score
Varies
Min Credit Score
Free Consultation
Yes
Free Consultation
Yes
Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • Free consultation and budget analysis to find the right solutions
  • Large network of trustworthy lenders and debt solution partners
  • Debt solutions are personalized for your specific financial situation
  • A+ accreditation from BBB
  • Offer a debt calculator, education blog, and other resources
Pros
  • Free debt consultation
  • Positive customer reviews with an A+ BBB and 4.9-star Trustpilot rating.
  • No credit score minimum
  • Established debt consolidation experts
  • Fees are success based - only pay once they help you achieve a debt solution
Cons
  • cons Not available in all 50 states
  • cons Not guaranteed to decrease debt
  • cons No information available on their website about their partners
Cons
  • cons Must have $10,000 or more in unsecured debt
  • cons Using debt consolidation services can negatively affect your credit score
  • cons Services are not available in all states
  • cons Fees may vary by state
  • cons Fees based on total debt upon time of enrollment
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