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Compare Top Financial Providers Side-by-Side

Freedom vs. Accredited Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

Overview
Mortgages
Debt Relief

freedom_l

Resource for people struggling with debt

accredited

Debt Consolidation for People with A Low Credit Score

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Add a brand

Overview

Mortgages

Debt Relief

Debt Relief

Mortgages

Good For

HELOCs as A Debt Solution

Min Credit Score

600

Loan Type

Home Equity Line of Credit

Prepayment Fee

None

Origination Fee

2.5%

Not provided

Service isn't provided

Debt Relief

Good For

Free, no-risk credit card debt relief consultation

Good For

Significantly Reducing Your Monthly Payments

Minimum Debt Amount

$25K

Minimum Debt Amount

$10K

Min Credit Score

None

Min Credit Score

Free Consultation

Yes

Free Consultation

Yes

Soft Credit Pull

Yes

Soft Credit Pull

Yes

Pros

Could help reduce the total debt owed
Willing to work with people who have been turned away or rejected by most other lenders or debt consolidation companies
Offers consumers more control over their current debt than making recurring minimum payments and increasing overall debt

Pros

Free debt consultation
Positive customer reviews with an A+ BBB and 4.9-star Trustpilot rating.
No credit score minimum
Established debt consolidation experts
Fees are success based - only pay once they help you achieve a debt solution

Cons

Though debt can be lowered, the service itself does have a fee associated
Enrolling on to this program will lower your credit score

Cons

Must have $10,000 or more in unsecured debt
Using debt consolidation services can negatively affect your credit score
Services are not available in all states
Fees may vary by state
Fees based on total debt upon time of enrollment

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