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Bank of America vs. Alliant Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Online Banking

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Online Banking

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Good For
Manage Your Finances Online
Good For
Business and Personal Banking
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
Pros
  • Ample physical branches and ATMs
  • Low minimum deposit requirements
  • Waivable monthly fees
Pros
  • Offers exceptional APY savings rate
  • A reputable brand with $13 billion in assets
  • Relatively lower fees
Cons
  • cons APY rates not very competitive
  • cons Only one type of savings account
  • cons An overdraft fee of $35 chargeable daily
Cons
  • cons Requires a minimum of $1,000 to start
  • cons Relatively high overdraft fees
  • cons Offers limited flexibility in terms of certificates
Min Deposit
Min Deposit
$100
Min APY Checking
Min APY Checking
0.25
Min APY Savings
0.01
Min APY Savings
0.75
ATM Network
Wide network of ATMs nationwide
ATM Network
Over 50,000 ATMs
Overdraft fees
$10
Overdraft fees
0
Maintenance Fee
$12
Maintenance Fee
0
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