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PenFed Credit Union vs. Alliant Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Personal Loans

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Car Loans

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Online Banking

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Online Banking

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Personal Loans drop-down-btn
Good For
Quality Service by a Top Organization
APR

8.99-17.99%

Loan Amount

$500-$50K

Lender Type
  • Direct
Loan Type
  • Unsecured Personal Loans
Loan Purpose
  • Debt Consolidation
  • Home Improvement
  • Medical Expenses
  • Other
Repayment terms
Up to 5 years
Soft Credit Pull
Yes
Pros
  • Fast funding time
  • Great reputation
  • Minimal fees
  • Wide range of term lengths
Cons
  • cons You need to be a PenFed Credit Union member to get a loan
  • cons Doesn’t disclose all eligibility requirements
Not provided

Service isn't provided

Car Loans drop-down-btn
Good For
New and used car loans and refi
APR

4.74-7.74%

Repayment terms
36-84 months
Loan Amount

$500-$150K

Lender Type
  • Direct
Prepayment Fee
None
Refinance APR

5.44-7.74%

Soft Credit Pull
Yes
Pros
  • Loan terms range up to 84 months, providing flexibility in repayment.
  • PenFed auto loans come with no prepayment penalties or hidden fees.
  • PenFed offers a car-buying service with potential discounts on vehicles.
Cons
  • cons You must be a PenFed member to qualify for a loan.
  • cons The lowest rates are available only to those with excellent credit.
  • cons Fewer physical branches, and most services are conducted online.
Not provided

Service isn't provided

Online Banking drop-down-btn
Good For
Competitively high APY Premium Savings
Good For
Business and Personal Banking
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
Pros
  • Great APYs
  • Low-cost structure
  • Access to 85,000+ no-fee ATMs
  • Overdraft Line of Credit of $300+
Pros
  • Offers exceptional APY savings rate
  • A reputable brand with $13 billion in assets
  • Relatively lower fees
Cons
  • cons Fewer physical branches
  • cons Must be a member to open accounts
Cons
  • cons Requires a minimum of $1,000 to start
  • cons Relatively high overdraft fees
  • cons Offers limited flexibility in terms of certificates
Min Deposit
$5
Min Deposit
$100
Min APY Checking
0.15
Min APY Checking
0.25
Min APY Savings
0.05
Min APY Savings
0.75
ATM Network
85,000+
ATM Network
Over 50,000 ATMs
Maintenance Fee
$10
Maintenance Fee
0
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