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New American Funding vs. AmeriSave Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Mortgages

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Mortgages

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Good For
A Variety of Customizable Mortgage Options
Good For
Get quotes and pre-qualify quickly
Min Credit Score
580
Min Credit Score
500
APR

5.75-6.96%

APR

Loan Type
  • Mortgage Purchase
  • Mortgage Refinance
  • Fixed
  • Adjustable
  • Home Improvement
  • Home Equity Line of Credit
  • FHA
  • VA
  • Jumbo
Loan Type
  • Mortgage Purchase
  • Mortgage Refinance
  • Fixed
  • Adjustable
  • Home Equity Loan
  • Home Equity Line of Credit
  • FHA
  • USDA
  • VA
  • Jumbo
Prepayment Fee
None
Prepayment Fee
None
Origination Fee
Undisclosed
Origination Fee
None
Pros
  • Manual underwriting available to evaluate credit
  • One of the few non-bank lenders offering equity lending and reverse mortgages
  • Can participate in the entire process online
  • English and Spanish-speaking loan officers available
Pros
  • Easy online application process
  • Customized rates and quick pre-qualification
  • Diverse range of loan options
  • Accurate quotes given
Cons
  • cons Not available in Hawaii or New York
  • cons Doesn’t work with down payment assistance programs in all states
Cons
  • cons Exact rate range undisclosed pre-application
  • cons 3% minimum down payment on offer
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