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Compare Top Financial Providers Side-by-Side

National Debt Relief vs. AmOne Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

Overview
Debt Relief
Personal Loans

National Debt Relief

Help with creditors negotiation

Professional financial assistance

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Add a brand

Overview

Debt Relief

Personal Loans

Debt Relief

Debt Relief

Good For

Get a free savings estimate today

Good For

Minimum debt: $1,000

Minimum Debt Amount

$10K

Minimum Debt Amount

$1K

Min Credit Score

Min Credit Score

300

Free Consultation

Yes

Free Consultation

Yes

Soft Credit Pull

No

Soft Credit Pull

No

Pros

Helps consumers realize approximate savings of 45% before fees.
No upfront fees.
21,000 Five-Star reviews on Trustpilot.
A+ Rating with the BBB.
Largest footprint in the industry
On average, become debt-free in 24-48 months.

Pros

Simple form for submitting information
Instantly matched with reputable lenders based on the borrower’s profile
Access to an assigned financial search specialist and live support
Borrowers do not have to submit a credit check (soft or hard) until you apply directly with a lender
Rates, terms, or fees can be provided immediately after your form is submitted

Cons

DR program can cause a temporary drop in your credit score.
The debt settlement process can take up to 48 months.
Unlike a cash-out refinance, you will not be able to get cash from a debt settlement program.

Cons

The borrower will still need to compare several lenders, which can be time-consuming
Live service is not provided 24/7

Personal Loans

Good For

Personal Financial Specialist

Min Credit Score

300

APR

3.99-35.99%

Loan Amount

$1K-$50K

Lender Type

Marketplace

Loan Type

Secured Personal Loans
Unsecured Personal Loans
Fixed-Rate Personal Loans
Variable-Rate Personal Loans
Co-singer / Joint loans

Loan Purpose

Credit Card Refinance
Debt Consolidation
Home Improvement
Major Purchase
Medical Expenses
Relocation
Vacation
Wedding
Other

Repayment terms

2-7 Years

Soft Credit Pull

No

Pros

Simple online form submission
Access to live support
Get immediate detailed offers

Cons

Personal loans up to $50K
Live support is not 24/7
Marketplace with many lenders

Not provided

Service isn't provided

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