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Auto Approve vs. AUTOPAY Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Car Loans

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Car Loans

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APR

5.24-24.99%

APR

4.67-23.80%

Repayment terms
12-84 months
Repayment terms
48-60 months
Min Credit Score
640
Min Credit Score
560
Loan Amount

$10K-$150K

Loan Amount

$3K-$100K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Prepayment Fee
None
Prepayment Fee
None
Refinance APR

Min 5.24%

Refinance APR

Min 4.67%

Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • Reputable range of lenders
  • Access to competitive rates
  • Access to great refinancing options
  • Acceptable minimum requirements
Pros
  • Many lenders and options are available
  • A wide range of loan amounts
  • Low initial interest rate
  • Offers pre-qualification with a soft credit check
Cons
  • cons Not suitable for financing a new car purchase
  • cons Origination fee often charged
Cons
  • cons An initial deposit may be required
  • cons It takes 24-48 hours for a loan to be approved, which is longer than other lenders
  • cons It may take 1-2 weeks for a loan to be funded, which is longer than other lenders
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