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RateGenius vs. Auto Approve Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Car Loans

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Car Loans

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Good For
Find a Lender to Fit Your Terms
Good For
Get Your Quote In Minutes
APR

4.67-23.80%

APR

5.24-24.99%

Repayment terms
36-84 Months
Repayment terms
12-84 months
Min Credit Score
550
Min Credit Score
640
Loan Amount

Min $8K

Loan Amount

$10K-$150K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Prepayment Fee
None
Prepayment Fee
None
Refinance APR

Min 4.67%

Refinance APR

Min 5.24%

Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • Application is easy and simple
  • Most rates are at the lowest they've ever been
  • Older vehicles are considered
Pros
  • Reputable range of lenders
  • Access to competitive rates
  • Access to great refinancing options
  • Acceptable minimum requirements
Cons
  • cons May charge origination fee up to $395
  • cons The minimum loan amount is could be lower
Cons
  • cons Not suitable for financing a new car purchase
  • cons Origination fee often charged
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