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RefiJet vs. Auto Approve Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Car Loans

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Car Loans

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Good For
Offers For Low Credit Score
Good For
Get Your Quote In Minutes
APR

5.29-22.00%

APR

5.24-24.99%

Repayment terms
24-96 months
Repayment terms
12-84 months
Min Credit Score
580
Min Credit Score
640
Loan Amount

$5K-$100K

Loan Amount

$10K-$150K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Prepayment Fee
None
Prepayment Fee
None
Refinance APR

Min 5.29%

Refinance APR

Min 5.24%

Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • Prequalification with soft credit check available
  • Low minimum credit score
  • Can buy out your lease
  • Some lenders offer automatic payment discounts
  • Cash-out refinances available
Pros
  • Reputable range of lenders
  • Access to competitive rates
  • Access to great refinancing options
  • Acceptable minimum requirements
Cons
  • cons Lack of full online application
  • cons Vehicles older than 10 years not eligible
  • cons $395 origination fee
Cons
  • cons Not suitable for financing a new car purchase
  • cons Origination fee often charged
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