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CarsDirect vs. Auto Credit Express Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Car Loans

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Car Loans

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Good For
Get Auto Loans For Bad Credit
Good For
Car Loans Marketplace for Bad Credit
APR

3-35.99%

APR

5.18-21.32%

Repayment terms
Repayment terms
12 - 72 Months
Min Credit Score
300
Min Credit Score
300
Loan Amount

$5K-$45K

Loan Amount

$5K-$50K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Prepayment Fee
None
Prepayment Fee
None
Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • People with bad credit and no credit history are viable for loans
  • You can get a loan with records of bankruptcies
  • The company has a fast application process
  • It is a marketplace with a variety of lenders
Pros
  • Multiple lending options are advantageous
  • Network of national lenders
  • Caters bad credit scores
  • Application is simple and quick
  • Only 6 months of work experience is required
Cons
  • cons A low credit score is accompanied by high-interest rates
  • cons It is not a direct lender
  • cons Scanty details have been published regarding loan information
  • cons Some customers have complained regarding customer service
Cons
  • cons Loan rates are determined by the lender
  • cons Only dealerships in the network must be used
  • cons High-interest rates are a possibility
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