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NorthOne vs. Bluevine Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Online Banking

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Business Loans

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Online Banking

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Good For
One Low Fee – Zero Hassles
Good For
Helping Business Owners Achieve Financial Growth
Account types
  • Business Checking
  • Business Savings
Account types
  • Business Checking
  • Business Savings
Pros
  • Unlimited transactions with no fees
  • Three ways to access customer support: phone, email, chat
  • A network of 2M+ ATMs
Pros
  • 2% interest credited on account balances up to $250,000
  • No minimum deposit or maintenance fees
  • No insufficient fund fees or ATM fees
Cons
  • cons $10 monthly fee that can’t be waived
  • cons ATM fees may apply
  • cons Cash deposits using Green Dot locations incur a fee of up to $4.95 per deposit
Cons
  • cons Customer support only available during set business hours
  • cons A deposit fee of $4.95 per deposit at Green Dot locations
  • cons No physical banking locations
Min Deposit
Min Deposit
No minimum
ATM Network
MoneyPass
ATM Network
MoneyPass & Green Dot Networks
Maintenance Fee
$10
Maintenance Fee
0
Business Loans drop-down-btn
Good For
Trusted Small Business Loans
Age of Business

6+ Months

Min Credit Score
625
Loan Amount

$6K-$250K

APR

Min 6.2%

Monthly Revenue
$10K
Repayment terms
6 or 12 months
Soft Credit Pull
Yes
Pros
  • Ultra-fast funding available
  • A low minimum credit score of 625
  • Available to businesses who have been active for 6 months
  • Only pay for the portion of the line of credit that you use
Cons
  • cons The rate of borrowing is expensive
  • cons Only two repayment terms (6 and 12 months)
  • cons The monthly revenue requirement of $10,000 will price out many businesses
Loan Type
  • Business Line of Credit
Not provided

Service isn't provided

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