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iLending vs. CarsDirect Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Car Loans

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Car Loans

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Good For
Car Loan Refinancing Simple as A-B-C
Good For
Get Auto Loans For Bad Credit
APR

5.49-22.00%

APR

3-35.99%

Repayment terms
12-96 months
Repayment terms
Min Credit Score
560
Min Credit Score
300
Loan Amount

$5K-$200K

Loan Amount

$5K-$45K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Prepayment Fee
None
Prepayment Fee
None
Refinance APR

Min 5.49%

Refinance APR

Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • Many refinancing options are available for different vehicles, including older ones
  • BBB A+ Rating
  • Strong consumer education material
Pros
  • People with bad credit and no credit history are viable for loans
  • You can get a loan with records of bankruptcies
  • The company has a fast application process
  • It is a marketplace with a variety of lenders
Cons
  • cons Refinancing only
  • cons Origination fees apply
Cons
  • cons A low credit score is accompanied by high-interest rates
  • cons It is not a direct lender
  • cons Scanty details have been published regarding loan information
  • cons Some customers have complained regarding customer service
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