We receive advertising fees from the brands we review that affect the ranking and scoring of such brands.
Advertiser Disclosure

Chime vs. Ally Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

+

Add a brand

Overview drop-down-btn

Online Banking

Learn more >

Online Banking

Visit Site >
Online Banking drop-down-btn
Good For
No Monthly Fees or Minimum
Good For
Save Smarter and Faster
Account types
  • Checking
  • Savings
  • Money Market Deposit Account (MMDA)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • No monthly fees or minimum balance requirement
  • People can repair their credit history
  • Access to 60,000+ fee-free ATMs
  • User-friendly mobile app
  • No overdraft fee
Pros
  • No maintenance fees on some accounts
  • Earn more with excellent APYs
  • Multiple options to fund accounts
Cons
  • cons No physical branches
  • cons Daily and weekly maximum limits
Cons
  • cons No physical branches
  • cons Some negative reviews
  • cons No way to conduct cash deposits
Min Deposit
No minimum
Min Deposit
No minimum
Min APY Checking
Min APY Checking
0.10
Min APY Savings
2
Min APY Savings
4.20
ATM Network
60,000+
ATM Network
75,000+ Nationwide
+