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Chime vs. Ally Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Good For
No Monthly Fees or Minimum
Good For
Save Smarter and Faster
Account types
  • Checking
  • Savings
  • Money Market Deposit Account (MMDA)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • No monthly fees or minimum balance requirement
  • People can repair their credit history
  • Access to 60,000+ fee-free ATMs
  • User-friendly mobile app
  • No overdraft fee
Pros
  • No maintenance fees on some accounts
  • Earn more with excellent APYs
  • Some ATM fee reimbursement
Cons
  • cons No physical branches
  • cons Daily and weekly maximum limits
Cons
  • cons No physical branches
  • cons Not available in all states
Min Deposit
No minimum
Min Deposit
No minimum
Min APY Checking
Min APY Checking
0.25
Min APY Savings
2
Min APY Savings
2.25
ATM Network
60,000+
ATM Network
43,000+ Nationwide
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