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CIT Bank vs. Ally Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Online Banking

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Good For
Confident Banking At Your Fingertips
Good For
Save Smarter and Faster
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • No monthly fees
  • Competitive APYs
  • Reimburse ATM fees ($30/month)
Pros
  • No maintenance fees on some accounts
  • Earn more with excellent APYs
  • Multiple options to fund accounts
Cons
  • cons No in-network ATMs
  • cons Minimum account balance to qualify for higher APYs
Cons
  • cons No physical branches
  • cons Some negative reviews
  • cons No way to conduct cash deposits
Min Deposit
$100
Min Deposit
No minimum
Min APY Checking
0.10
Min APY Checking
0.10
Min APY Savings
0.25
Min APY Savings
4.20
ATM Network
Up to $30 in ATM fees reimbursed per month
ATM Network
75,000+ Nationwide
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