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Marcus vs. CIT Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Good For
By Goldman Sachs Bank USA
Good For
Confident Banking At Your Fingertips
Account types
  • Savings
  • Certificates of Deposit (CD)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • No fees, no minimum opening deposit or balance requirements
  • 24/7 account access
  • Live customer care is available 24/7
  • Financial security of a Goldman Sachs company
Pros
  • No monthly fees
  • Competitive APYs
  • Reimburse ATM fees ($30/month)
Cons
  • cons No ATM card or debit card is issued
  • cons No physical banking locations
Cons
  • cons No in-network ATMs
  • cons Minimum account balance to qualify for higher APYs
Min Deposit
No minimum
Min Deposit
$100
Min APY Checking
Min APY Checking
0.10
Min APY Savings
3.30
Min APY Savings
0.25
ATM Network
ATM Network
Up to $30 in ATM fees reimbursed per month
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