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Marcus vs. CIT Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Personal Loans

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Online Banking

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Online Banking

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Personal Loans drop-down-btn
Good For
No Fees, Simple Process
Min Credit Score
740
APR

6.99-24.99%

Loan Amount

$4K-$40K

Lender Type
  • Direct
Loan Type
  • Unsecured Personal Loans
Loan Purpose
  • Credit Card Refinance
  • Debt Consolidation
  • Medical Expenses
  • Vacation
  • Other
Repayment terms
36-72 Months
Soft Credit Pull
Yes
Pros
  • No origination fees
  • On-time payment reward system
  • Good customer support
Cons
  • cons Borrowers need good credit
  • cons No option to add a cosigner
  • cons No next day funding
Not provided

Service isn't provided

Online Banking drop-down-btn
Good For
By Goldman Sachs Bank USA
Good For
Confident Banking At Your Fingertips
Account types
  • Savings
  • Certificates of Deposit (CD)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • No fees, no minimum opening deposit or balance requirements
  • 24/7 account access
  • Live customer care is available 24/7
  • Financial security of a Goldman Sachs company
Pros
  • No monthly fees
  • Excellent APYsExcellent APYs
  • Low money-market account min deposit
Cons
  • cons No ATM card or debit card is issued
  • cons No physical banking locations
Cons
  • cons Offers less ATMs than competitors
  • cons CD APYs are fairly low
Min Deposit
No minimum
Min Deposit
$100
Min APY Checking
Min APY Checking
0.10
Min APY Savings
3.30
Min APY Savings
0.40
ATM Network
ATM Network
Zero in-network ATMs
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