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Citibank vs. Bank of America Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Online Banking

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Online Banking

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Good For
Citi Accelerate Savings
Good For
Manage Your Finances Online
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • Very well respected bank
  • No minimum required deposits
  • Wide range of account options
Pros
  • Ample physical branches and ATMs
  • Low minimum deposit requirements
  • Waivable monthly fees
Cons
  • cons Certain requirements to avoid monthly fees
  • cons $2.50 Charge for out-of-network ATMs
  • cons Rates aren't as competitive as others
Cons
  • cons APY rates not very competitive
  • cons Only one type of savings account
  • cons An overdraft fee of $35 chargeable daily
Min Deposit
$500
Min Deposit
Min APY Savings
0.12
Min APY Savings
0.01
ATM Network
Over 65,000 fee-free ATMs
ATM Network
Wide network of ATMs nationwide
Overdraft fees
Overdraft fees
$10
Maintenance Fee
Maintenance Fee
$12
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