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CuraDebt vs. Debtmerica Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Debt Relief

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Tax Relief

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Debt Relief

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Debt Relief drop-down-btn
Good For
Minimum debt: $5,000
Good For
Minimum debt: $10,000
Minimum Debt Amount

$5K

Minimum Debt Amount

$10K

Min Credit Score
700+
Min Credit Score
Undisclosed
Free Consultation
Yes
Free Consultation
Yes
Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • Offers a variety of services
  • Free debt consultation
  • Well-established company
  • Positive online reviews
Pros
  • Free consultation
  • IAPDA accredited debt specialists
  • Money-back guarantee
  • No upfront fees
Cons
  • cons Not much information about debt consolidation loan on the website
  • cons Must go through a consultation to learn more about debt consolidation options and fees
  • cons Services not available in all 50 states
  • cons Strict requirements on debt consolidation loan
  • cons No cosigners for debt consolidation
Cons
  • cons Not available in all 50 states
  • cons Need a minimum of $10,000 to be considered for their programs
  • cons Their debt programs will temporarily decrease credit score
Tax Relief drop-down-btn
Good For
Minimum Tax Amount: $20,000
Types of Tax Relief
  • Currently Not Collectible Cases
  • Installment Plans
  • Dealing with the IRS
  • Innocent Spouse Relief
  • IRS Tax Discharge
  • IRS Tax Expiration
  • Levy Release
  • Offer in Compromise
  • Payroll Tax Debt Relief
  • Penalty Abatement
  • Stop Wage Garnishment
  • Tax Lien Removal
  • Tax Preparation and Planning
  • Unfiled Tax Returns
  • Audit Representation
  • Fresh start IRS program
  • Federal tax
  • State tax
  • PPIA
  • OOIC
Range of Fees *
  • Flat rate
Pros
  • Wide variety of tax help and tax relief services offered
  • Flat fee charged as a percentage of debt disclosed upfront on a case-by-case basis
  • Customers deal directly with credentialed tax experts
Cons
  • cons Must go through the free consultation process to fully understand fees
  • cons Customer service won’t answer basic questions; must participate in full consultation
  • cons Website lacks specific information about services and fees
Not provided

Service isn't provided

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