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Current vs. Chime Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Online Banking

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Online Banking

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Good For
Banking and Credit Building Simplified
Good For
No Monthly Fees or Minimum
Account types
  • Checking
  • Savings
Account types
  • Checking
  • Savings
  • Money Market Deposit Account (MMDA)
Pros
  • The 4% APY available on Savings Pods is very good
  • Does not require any credit check for a checking account
  • Charges minimal fees across the various account types
  • The Current mobile app offers money management tools
Pros
  • No monthly fees or minimum balance requirement
  • People can repair their credit history
  • Access to 60,000+ fee-free ATMs
  • User-friendly mobile app
  • No overdraft fee
Cons
  • cons Only offers a mobile app and no desktop platform
  • cons Current caps the 4% APY to $6,000 in savings
Cons
  • cons No physical branches
  • cons Daily and weekly maximum limits
Min Deposit
No minimum
Min Deposit
No minimum
Min APY Savings
0
Min APY Savings
2
ATM Network
40,000+
ATM Network
60,000+
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