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DebtBye vs. Accredited Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Debt Relief

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Debt Relief

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Good For
Minimum debt: $10,000
Good For
Reduce Your Monthly Payments by 40% or More
Minimum Debt Amount

$10K

Minimum Debt Amount

$20K

Free Consultation
Yes
Free Consultation
Yes
Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • Free consultation with experts
  • The ability to seek options from dozens of lenders through one simple application process
  • No minimum amount required to obtain a quote
  • No upfront fees
  • No obligation to proceed with a lender
Pros
  • Free debt consultation
  • Consolidation Specialists assigned to your program
  • Established debt consolidation experts
  • No credit score minimum
  • No upfront fees; fees are success based
Cons
  • cons The number of lenders varies by region and type of debt
  • cons Credit score could be impacted through multiple pulls
  • cons Some services are not available in all states
  • cons DebtBye may share your information with unwanted third parties
Cons
  • cons Best for people with $20,000+ in unsecured debt
  • cons Using debt consolidation services can negatively affect your credit score
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