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Debtmerica vs. DebtBye Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Debt Relief

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Debt Relief

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Good For
Minimum debt: $10,000
Good For
Minimum debt: $10,000
Minimum Debt Amount

$10K

Minimum Debt Amount

$10K

Min Credit Score
Undisclosed
Min Credit Score
0
Free Consultation
Yes
Free Consultation
Yes
Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • Free consultation
  • IAPDA accredited debt specialists
  • Money-back guarantee
  • No upfront fees
Pros
  • Free consultation with experts
  • The ability to seek options from dozens of lenders through one simple application process
  • No minimum amount required to obtain a quote
  • No upfront fees
  • No obligation to proceed with a lender
Cons
  • cons Not available in all 50 states
  • cons Need a minimum of $10,000 to be considered for their programs
  • cons Their debt programs will temporarily decrease credit score
Cons
  • cons The number of lenders varies by region and type of debt
  • cons Credit score could be impacted through multiple pulls
  • cons Some services are not available in all states
  • cons DebtBye may share your information with unwanted third parties
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