We receive advertising fees from the brands we review that affect the ranking and scoring of such brands.
Advertiser Disclosure

Chime vs. Discover Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

Overview drop-down-btn

Online Banking

Learn more >

Personal Loans

View rates >

Mortgages

View rates >

Student Loans

Visit Site >

Online Banking

Visit Site >
Online Banking drop-down-btn
Good For
No Monthly Fees or Minimum
Good For
Banking on Your Terms
Account types
  • Checking
  • Savings
  • Money Market Deposit Account (MMDA)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • No monthly fees or minimum balance requirement
  • People can repair their credit history
  • Access to 60,000+ fee-free ATMs
  • User-friendly mobile app
  • No overdraft fee
Pros
  • Great selection of account types
  • Low-cost account options
  • Savings account APY rates are top-tier
Cons
  • cons No physical branches
  • cons Daily and weekly maximum limits
Cons
  • cons No physical branches
  • cons Minimum of $2,500 for CDs
Min Deposit
No minimum
Min Deposit
$3K
Min APY Savings
2
Min APY Savings
1
ATM Network
60,000+
ATM Network
60,000+ fee-free ATMs
Personal Loans drop-down-btn
Good For
Designs Loans For You
Min Credit Score
660
APR

7.99-24.99%

Loan Amount

$3K-$40K

Lender Type
  • Direct
Loan Type
  • Unsecured Personal Loans
  • Fixed-Rate Personal Loans
Loan Purpose
  • Debt Consolidation
  • Home Improvement
  • Major Purchase
  • Medical Expenses
  • Relocation
  • Vacation
  • Wedding
  • Other
Repayment terms
36-84 months
Soft Credit Pull
Yes
Pros
  • No origination fees
  • Flexible repayment terms
  • Fixed rates
Cons
  • cons No cosigned loans available
  • cons No secured or joint loans available
  • cons No autopay discount
Not provided

Service isn't provided

Mortgages drop-down-btn
Good For
Refi up to $300K - Low Rates
Min Credit Score
620
Loan Type
  • Mortgage Refinance
  • Home Equity Loan
Prepayment Fee
None
Origination Fee
None
Not provided

Service isn't provided

Student Loans drop-down-btn
Good For
Cashback Rewards for High-Performing Scholars
Loan Amount

$1K-$100K

Fixed Rate
5.99-10.49%
Variable Rate
5.49-9.49%
Funding Time
3 days
Loan Type
  • Private student loans
  • Student loan refinance
Soft Credit Pull
No
Pros
  • No fees of any kind, including origination, prepayment, and late fees
  • 0.25% autopay discount available
  • Great options available should you be struggling with repayments
  • Cashback rewards available for high-performing students
Cons
  • cons No soft credit pull is available
  • cons No indication of qualifying criteria for a student loan, such as credit score
  • cons Very few repayment durations are available
  • cons Average APRs available
Not provided

Service isn't provided

+