Credible vs. Fiona Comparison

6.99-35.99%

5.99-35.99%

$600-$100K

$10K-$250K

• Marketplace

• Marketplace

• Unsecured Personal Loans
• Fixed-Rate Personal Loans
• Variable-Rate Personal Loans
• Co-singer / Joint loans

• Secured Personal Loans
• Unsecured Personal Loans
• Fixed-Rate Personal Loans
• Co-singer / Joint loans

• Credit Card Refinance
• Debt Consolidation
• Home Improvement
• Medical Expenses
• Relocation
• Vacation
• Wedding

• Credit Card Refinance
• Debt Consolidation
• Home Improvement
• Major Purchase
• Medical Expenses
• Household Expenses
• Relocation
• Vacation
• Wedding
• Other

• Great for Comparing Lenders
• Fast and Easy
• Secure 256-bit encryption

• Quick and easy process to see if you are prequalified
• Free and secure matching service
• Great for comparing loans

• Fees Vary
• Other Variable Info
• Terms are Limited

• APRs can vary
• 7-year max repayment terms

4.60-35.99%

$600-$100K

• Marketplace

Min 4.60%

• Simple, streamlined prequalification and application process
• Live customer support (uncommon among loan marketplaces)
• Several other loan types are available

• No official auto purchase or refinancing loans — only personal loans
• Not a direct lender

7.17-8.22%

• Mortgage Purchase
• Mortgage Refinance
• Fixed
• Adjustable
• Home Improvement
• Home Equity Loan
• Home Equity Line of Credit
• FHA
• USDA
• Jumbo

• Secure and private loan application process
• Neat layout and easy navigation
• 3-minute application without hard check

• Limited options for government backed home loans
• Credible doesn’t operate in several large states
• No face-to-face customer support
• Poor after sale services

$5K-$500K

$1K-$500K

• Private student loans
• Student loan refinance

• Private student loans
• Student loan refinance

• Can refinance Parent PLUS loans
• Quickly compare multiple lending partners on a single platform
• Get your rate and find out if you qualify with a soft credit pull
• Some lending partners will refinance student loans without a degree

• Conveniently compare different refiance offers from several lenders in one place
• Initial application doesn’t hurt your credit score
• Easy to navigate website and fast application process
• Completely free service with no obligation to choose a loan

• Same interest rate as going directly through lender
• Those with high debt-to-income ratios may find it challenging to find a lender

• Not a direct lender, so terms and rates may vary
• Fiona may share personal data with its partners or affiliates
• Hard credit check may be required when applying through a direct lender

$600

$1K

• Great for Comparing Lenders
• Fast and Easy
• Secure 256-bit encryption

• Comparing loan offers
• Quick and easy application
• Free and secure

• Fees Vary
• Other Variable Info
• Terms are Limited

• APRs can vary from lender to lender
• 7-year repayment terms