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ForwardLend vs. LightStream Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Personal Loans

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Personal Loans

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Car Loans

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Personal Loans drop-down-btn
Good For
Easy and Quick Comparison
Good For
Division of SunTrust Bank
Min Credit Score
Min Credit Score
660
APR

Min 0M%

APR

7.99-25.49%

Loan Amount

$1K-$40K

Loan Amount

$5K-$100K

Lender Type
  • Marketplace
Lender Type
  • Direct
Loan Type
Loan Type
  • Secured Personal Loans
  • Unsecured Personal Loans
  • Fixed-Rate Personal Loans
  • Variable-Rate Personal Loans
Loan Purpose
  • Other
Loan Purpose
  • Car
  • Major Purchase
  • Household Expenses
  • Vacation
  • Wedding
  • Other
Repayment terms
61 days - 84 months
Repayment terms
2-7 years
Soft Credit Pull
Yes
Soft Credit Pull
No
Pros
  • Quick application process
  • ForwardLend works with reputable lenders
  • No collateral necessary
  • Caters to a range of credit scores
Pros
  • Get a loan for practically anything
  • Autopay discount available
  • Dedicated app to manage your loan
  • LightStream doesn’t charge any fees
Cons
  • cons Not much customer support
Cons
  • cons Personal loan up to $100K
  • cons Requires steady income
  • cons 1-3 Days till funding
Car Loans drop-down-btn
Good For
Low-Interest, Fixed-Rate Loans
APR

3.99-20.49%

Repayment terms
24-84 months
Min Credit Score
660
Loan Amount

$5K-$100K

Lender Type
  • Direct
Prepayment Fee
None
Soft Credit Pull
No
Pros
  • No mileage or vehicle type restrictions
  • Lightstream lends to people in all 50 states
  • Low rates for borrowers with great credit
Cons
  • cons Loan rates are 0.50% higher without AutoPay
  • cons Hard credit check to get approved
  • cons Minimum credit score required for approval, regardless of other qualifications
Not provided

Service isn't provided

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