Bluevine vs. Found Comparison

6+ Months

$6K-$250K

Min 6.2%

• Ultra-fast funding available
• A low minimum credit score of 625
• Available to businesses who have been active for 6 months
• Only pay for the portion of the line of credit that you use

• The rate of borrowing is expensive
• Only two repayment terms (6 and 12 months)
• The monthly revenue requirement of $10,000 will price out many businesses

• Business Line of Credit

• Business Checking
• Business Savings

• 2% interest credited on account balances up to $250,000
• No minimum deposit or maintenance fees
• No insufficient fund fees or ATM fees

• More than a debit card — banking, bookkeeping, invoicing, taxes
• Auto-save the right amount for taxes and pay from the app
• Customize & send unlimited free invoices
• Straightforward application process with no minimum balance or hidden fees

• Customer support only available during set business hours
• A deposit fee of $4.95 per deposit at Green Dot locations
• No physical banking locations

• Not a direct lender or bank
• Certain advanced features and tools are only available with the paid subscription
• No business savings accounts or certificates of deposit (CDs)