Bluevine vs. Found Comparison

12+ Months

$5K-$500K

Min 7.8%

• Fast approvals and funding
• No origination or prepayment fees
• Fair credit accepted
• Flexible credit limits

• High estimated interest rates
• Not available in all states
• $10,000 monthly revenue to qualify
• Term loans are managed by partner lenders, not Bluevine

• Business Line of Credit
• Term loans

• Business Checking

• Up to 4.25% APY on account balances up to $3,000,000
• No minimum deposit and maintenance fee waiver
• No insufficient fund fees or ATM fees

• More than a debit card — banking, bookkeeping, invoicing, taxes
• Auto-save amount for estimated taxes and pay from the app if you’re a schedule C filer
• Customize & send unlimited free invoices
• Straightforward application process with no minimum balance or hidden fees

• Customer support only available during set business hours
• $4.95 fee for cash deposits at Green Dot locations
• No physical banking locations

• Not a direct lender or bank
• Certain advanced features and tools are only available with the paid subscription
• No business savings accounts or certificates of deposit (CDs)