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Compare Top Financial Providers Side-by-Side

Freedom vs. Debtmerica Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

Overview
Mortgages
Debt Relief

Resource for people struggling with debt

debtmerica_l_no_relief

Highly Efficient for Unsecured Debt

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Add a brand

Overview

Mortgages

Debt Relief

Debt Relief

Mortgages

Good For

HELOCs as A Debt Solution

Min Credit Score

600

Loan Type

Home Equity Line of Credit

Prepayment Fee

None

Origination Fee

2.5%

Not provided

Service isn't provided

Debt Relief

Good For

Free, no-risk credit card debt relief consultation

Good For

Minimum debt: $10,000

Minimum Debt Amount

$25K

Minimum Debt Amount

$10K

Min Credit Score

None

Min Credit Score

Undisclosed

Free Consultation

Yes

Free Consultation

Yes

Soft Credit Pull

Yes

Soft Credit Pull

Yes

Pros

Could help reduce the total debt owed
Willing to work with people who have been turned away or rejected by most other lenders or debt consolidation companies
Offers consumers more control over their current debt than making recurring minimum payments and increasing overall debt

Pros

Free consultation
IAPDA accredited debt specialists
Money-back guarantee
No upfront fees

Cons

Though debt can be lowered, the service itself does have a fee associated
Enrolling on to this program will lower your credit score

Cons

Not available in all 50 states
Need a minimum of $10,000 to be considered for their programs
Their debt programs will temporarily decrease credit score

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