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MyAutoLoan vs. Gravity Lending Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Car Loans

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Car Loans

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Good For
Up to 4 Offers in Minutes
Good For
Fully Online Application Process
APR

5.90-29.90%

APR

5.99-14.99%

Repayment terms
24-84
Repayment terms
25-84 months
Min Credit Score
575
Min Credit Score
580
Loan Amount

$5K-$100K

Loan Amount

$10K-$200K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Prepayment Fee
None
Prepayment Fee
None
Refinance APR

Min 3.6%

Refinance APR

Min 5.99%

Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • Competitive interest rates
  • Accept credit scores of at least 575
  • Very efficient application process
  • Good range of loan options
Pros
  • Charges no fees
  • Only works with reputable lenders
  • Available in all 50 states
  • Offers very competitive APRs
Cons
  • cons An $8,000 minimum loan for new cars
  • cons Restrictions on certain vehicles
  • cons No support for Hawaii and Alaska residents
Cons
  • cons Does not accept applicants with poor credit
  • cons Not a direct lender
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