We receive advertising fees from the brands we review that affect the ranking and scoring of such brands.

Advertiser Disclosure

This website is an informative comparison site that aims to offer its users find helpful information regarding the products and offers that will be suitable for their needs. We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. In the event rating or scoring are assigned by us, they are based on the position in the comparison table, or according to other formula in the event specifically detailed by us. See our How we Rate page and Terms of Use for information. The reviews, rating and scoring are provided “as-is” without guaranties or warranties regarding the information contained in our website, which shall not be considered as endorsement. We make the best efforts to keep the information up-to-date, however, an offer’s terms might change at any time. We do not compare or include all service providers, brands and offers available in the market.

Home
>
Compare Top Financial Providers Side-by-Side

HSBC vs. CIT Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

Overview
Online Banking

OB_D_M_logo_hsbc

Zero Transaction Fees at HSBC ATMs

CIT_Bank_Logo

Checking Account with No Fees

+

Add a brand

Overview

Online Banking

Online Banking

Online Banking

Good For

6th Largest Bank In The World

Good For

Confident Banking At Your Fingertips

Account types

Checking
Savings
Certificates of Deposit (CD)

Account types

Checking
Savings
Certificates of Deposit (CD)
Money Market Deposit Account (MMDA)

Pros

No banking fees if you maintain Premier statusements
Higher APY is available based on account balance or type
Global bank presence allows for seamless movement of money and international credit history
Premier clients receive benefits anywhere in the world

Pros

No monthly fees
Excellent APYsExcellent APYs
Low money-market account min deposit

Cons

Limited access as personal accounts are available to HSBC Premier clients only
$50 monthly fee on accounts without an HSBC Premier relationship
Eligibility requirements are complex and can change over time

Cons

Offers less ATMs than competitors
CD APYs are fairly low

Min Deposit

Min Deposit

$100

Min APY Checking

0.01

Min APY Checking

0.10

Min APY Savings

0.05

Min APY Savings

0.40

ATM Network

Over 55,000 fee-free ATMs

ATM Network

Zero in-network ATMs

Maintenance Fee

$50

Maintenance Fee

0

+