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iLending vs. RefiJet Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Car Loans

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Car Loans

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Good For
Car Loan Refinancing Simple as A-B-C
Good For
Offers For Low Credit Score
APR

5.49-22.00%

APR

5.29-22.00%

Repayment terms
12-96 months
Repayment terms
24-96 months
Min Credit Score
560
Min Credit Score
580
Loan Amount

$5K-$200K

Loan Amount

$5K-$100K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Prepayment Fee
None
Prepayment Fee
None
Refinance APR

Min 5.49%

Refinance APR

Min 5.29%

Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • Many refinancing options are available for different vehicles, including older ones
  • BBB A+ Rating
  • Strong consumer education material
Pros
  • Prequalification with soft credit check available
  • Low minimum credit score
  • Can buy out your lease
  • Some lenders offer automatic payment discounts
  • Cash-out refinances available
Cons
  • cons Refinancing only
  • cons Origination fees apply
Cons
  • cons Lack of full online application
  • cons Vehicles older than 10 years not eligible
  • cons $395 origination fee
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