Lending For Bad Credit vs. AmOne Comparison

6.99-35.99%

3.99-35.99%

$100-$40K

$1K-$50K

• Marketplace

• Marketplace

• Unsecured Personal Loans
• Fixed-Rate Personal Loans

• Secured Personal Loans
• Unsecured Personal Loans
• Fixed-Rate Personal Loans
• Variable-Rate Personal Loans
• Co-singer / Joint loans

• Credit Card Refinance
• Debt Consolidation
• Major Purchase
• Medical Expenses
• Household Expenses
• Relocation
• Vacation
• Wedding

• Credit Card Refinance
• Debt Consolidation
• Home Improvement
• Major Purchase
• Medical Expenses
• Relocation
• Vacation
• Wedding
• Other

• Funds direct deposited often within a single business day
• Ability to compare a range of different options
• Helps people with bad credit to get a loan
• Good range of possible loan amounts

• Simple online form submission
• Access to live support
• Get immediate detailed offers

• APRs can be high
• Not too much info about lenders

• Personal loans up to $50K
• Live support is not 24/7
• Marketplace with many lenders

$1K

• Simple form for submitting information
• Instantly matched with reputable lenders based on the borrower’s profile
• Access to an assigned financial search specialist and live support
• Borrowers do not have to submit a credit check (soft or hard) until you apply directly with a lender
• Rates, terms, or fees can be provided immediately after your form is submitted

• The borrower will still need to compare several lenders, which can be time-consuming
• Live service is not provided 24/7