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Lending For Bad Credit vs. LoansUnder36 Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Personal Loans

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Personal Loans

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Good For
A Marketplace for Bad Credit Loans
Good For
Over 100 Lenders at Your Fingertips
Min Credit Score
300
Min Credit Score
300
APR

6.99-35.99%

APR

5.99-35.99%

Loan Amount

$100-$40K

Loan Amount

$500-$35K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Loan Type
  • Unsecured Personal Loans
  • Fixed-Rate Personal Loans
Loan Type
  • Unsecured Personal Loans
Loan Purpose
  • Credit Card Refinance
  • Debt Consolidation
  • Major Purchase
  • Medical Expenses
  • Household Expenses
  • Relocation
  • Vacation
  • Wedding
Loan Purpose
  • Credit Card Refinance
  • Debt Consolidation
  • Home Improvement
  • Medical Expenses
  • Vacation
  • Other
Repayment terms
Varies
Repayment terms
2-72 Months
Soft Credit Pull
Yes
Soft Credit Pull
No
Pros
  • Funds direct deposited often within a single business day
  • Ability to compare a range of different options
  • Helps people with bad credit to get a loan
  • Good range of possible loan amounts
Pros
  • Receive offers from multiple lenders
  • Low minimum credit score required
  • No application fee
Cons
  • cons APRs can be high
  • cons Not too much info about lenders
Cons
  • cons Hard credit pull
  • cons Maximum loan amount of $35K
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