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Quontic Bank vs. Liberty Savings Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Good For
The Adaptive Digital Bank
Good For
No Limit On Transactions
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
Pros
  • Quick and easy online process
  • Free access to more than 90K ATMs
  • No monthly or overdraft fees
Pros
  • Great APY of 1.06%
  • Low required opening balance
  • Reputable community bank
Cons
  • cons One branch with in-person banking
  • cons Deposit only through money transfer
Cons
  • cons Some clients find their customer service faulty
Min Deposit
$100
Min Deposit
No minimum
Min APY Checking
0.01
Min APY Checking
1.00
Min APY Savings
4.50
Min APY Savings
ATM Network
90,000 fee-free ATM locations
ATM Network
Over 55,000
Overdraft fees
0
Overdraft fees
$37
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