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LoanAssist USA vs. Bankrate Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Personal Loans

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Personal Loans

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Mortgages

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Debt Relief

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Personal Loans drop-down-btn
Good For
Borrow as Little as $100
Good For
More than 4 Decades of Experience
Min Credit Score
300
Min Credit Score
300
APR

5.99-35.99%

APR

7.99-29.99%

Loan Amount

$100-$20K

Loan Amount

$600-$100K

Lender Type
  • Marketplace
Lender Type
  • Marketplace
Loan Type
  • Unsecured Personal Loans
Loan Type
  • Secured Personal Loans
  • Unsecured Personal Loans
  • Fixed-Rate Personal Loans
  • Variable-Rate Personal Loans
  • Co-singer / Joint loans
Loan Purpose
  • Credit Card Refinance
  • Debt Consolidation
  • Home Improvement
  • Medical Expenses
  • Vacation
  • Other
Loan Purpose
  • Car
  • Credit Card Refinance
  • Debt Consolidation
  • Home Improvement
  • Major Purchase
  • Medical Expenses
  • Household Expenses
  • Relocation
  • Car Bike Loans
  • Vacation
  • Wedding
  • Other
Repayment terms
2-72 Months
Repayment terms
24-60 Months
Soft Credit Pull
Yes
Soft Credit Pull
Yes
Pros
  • Easy, fast lender matching process
  • Funds are disbursed quickly
  • Competitive interest rates for those with good credit
Pros
  • Deals with trustworthy lenders
  • Wide range of personal loans to check out
  • Easy to use comparison tool
  • More than four decades of experience
Cons
  • cons Does not provide service to borrowers
  • cons Bank account required
Cons
  • cons Not a direct lender
  • cons No live chat
Mortgages drop-down-btn
Good For
A Leader in Mortgages Comparison
Min Credit Score
600
APR

3.43-7.18%

APR Variable Rate

Min 2%

Loan Type
  • Mortgage Purchase
  • Mortgage Refinance
  • Fixed
  • Adjustable
  • Home Improvement
  • Home Equity Loan
  • Home Equity Line of Credit
  • FHA
  • USDA
  • VA
  • Jumbo
Prepayment Fee
Varies by lender
Origination Fee
Varies by lender
Pros
  • Comprehensive online marketplace with many lenders to compare
  • Simple application process
  • Up-to-date information on mortgage rates and lenders available
Cons
  • cons Website can be tricky to navigate and find specific information about mortgage loans
  • cons Loan rates, terms, and eligibility vary widely across lenders – specifics aren’t always available
  • cons Doesn’t contain all home loan types – ex. Jumbo loans
Not provided

Service isn't provided

Debt Relief drop-down-btn
Good For
The Ideal Choice for Debt Under $10,000
Minimum Debt Amount

$1K

Min Credit Score
300
Free Consultation
Yes
Soft Credit Pull
Yes
Pros
  • Personalized comparison tool
  • Helpful for comparing loans from many reputable lenders
  • Prequalification provides an overview of eligible loans and their terms
  • Options available for those with limited credit history
Cons
  • cons You must create an account before you can compare your loan options
  • cons Loan terms vary depending on the lender
  • cons Specific fees depend on the lender
Not provided

Service isn't provided

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