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Marcus vs. Ally Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Personal Loans

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Online Banking

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Online Banking

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Personal Loans drop-down-btn
Good For
No Fees, Simple Process
Min Credit Score
740
APR

6.99-24.99%

Loan Amount

$4K-$40K

Lender Type
  • Direct
Loan Type
  • Unsecured Personal Loans
Loan Purpose
  • Credit Card Refinance
  • Debt Consolidation
  • Medical Expenses
  • Vacation
  • Other
Repayment terms
36-72 Months
Soft Credit Pull
Yes
Pros
  • No origination fees
  • On-time payment reward system
  • Good customer support
Cons
  • cons Borrowers need good credit
  • cons No option to add a cosigner
  • cons No next day funding
Not provided

Service isn't provided

Online Banking drop-down-btn
Good For
By Goldman Sachs Bank USA
Good For
Save Smarter and Faster
Account types
  • Savings
  • Certificates of Deposit (CD)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • No fees, no minimum opening deposit or balance requirements
  • 24/7 account access
  • Live customer care is available 24/7
  • Financial security of a Goldman Sachs company
Pros
  • No maintenance fees on some accounts
  • Earn more with excellent APYs
  • Some ATM fee reimbursement
Cons
  • cons No ATM card or debit card is issued
  • cons No physical banking locations
Cons
  • cons No physical branches
  • cons Not available in all states
Min Deposit
No minimum
Min Deposit
No minimum
Min APY Checking
Min APY Checking
0.25
Min APY Savings
3.30
Min APY Savings
2.25
ATM Network
ATM Network
43,000+ Nationwide
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