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Marcus vs. Ally Bank Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Good For
By Goldman Sachs Bank USA
Good For
Save Smarter and Faster
Account types
  • Savings
  • Certificates of Deposit (CD)
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Pros
  • No fees, no minimum opening deposit or balance requirements
  • 24/7 account access
  • Live customer care is available 24/7
  • Financial security of a Goldman Sachs company
Pros
  • No maintenance fees on some accounts
  • Earn more with excellent APYs
  • Multiple options to fund accounts
Cons
  • cons No ATM card or debit card is issued
  • cons No physical banking locations
Cons
  • cons No physical branches
  • cons Some negative reviews
  • cons No way to conduct cash deposits
Min Deposit
No minimum
Min Deposit
No minimum
Min APY Checking
Min APY Checking
0.10
Min APY Savings
3.30
Min APY Savings
4.20
ATM Network
ATM Network
75,000+ Nationwide
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