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Patriot Bank vs. Marcus Comparison

Compare providers side-by-side, allowing for easy comparison of features, rates, and terms. The comparison tool encourages individuals to thoroughly review all aspects of each service before making a smart financial decision.

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Online Banking

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Personal Loans

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Online Banking

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Good For
Excellent APY. Low Fees.
Good For
By Goldman Sachs Bank USA
Account types
  • Checking
  • Savings
  • Certificates of Deposit (CD)
  • Money Market Deposit Account (MMDA)
Account types
  • Savings
  • Certificates of Deposit (CD)
Pros
  • Dependable institution
  • No ATM fees
  • Account fees are easily avoided
Pros
  • No fees, no minimum opening deposit or balance requirements
  • 24/7 account access
  • Live customer care is available 24/7
  • Financial security of a Goldman Sachs company
Cons
  • cons No live chat
Cons
  • cons No ATM card or debit card is issued
  • cons No physical banking locations
Min Deposit
$100
Min Deposit
No minimum
Min APY Checking
0.01
Min APY Checking
Min APY Savings
0.01
Min APY Savings
3.30
ATM Network
16,000
ATM Network
Maintenance Fee
$7
Maintenance Fee
Personal Loans drop-down-btn
Good For
No Fees, Simple Process
Min Credit Score
740
APR

6.99-24.99%

Loan Amount

$4K-$40K

Lender Type
  • Direct
Loan Type
  • Unsecured Personal Loans
Loan Purpose
  • Credit Card Refinance
  • Debt Consolidation
  • Medical Expenses
  • Vacation
  • Other
Repayment terms
36-72 Months
Soft Credit Pull
Yes
Pros
  • No origination fees
  • On-time payment reward system
  • Good customer support
Cons
  • cons Borrowers need good credit
  • cons No option to add a cosigner
  • cons No next day funding
Not provided

Service isn't provided

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